Health Underwriter - AZ - On Site

Vensure Employer Solutions • Chandler, AZ

10d • Onsite

About The Position

The Health Underwriter assesses medical risk for a PEO-sponsored medical plan. Working within defined authority limits, the role handles technically complex assignments and uses underwriting policies and guidelines, rating rules, and carrier regulations to price medical risk appropriately. The position involves reviewing group information, calculating rates, evaluating new business, responding to sales requests, and maintaining underwriting systems. It also requires coordinating with Sales and support teams, sharing underwriting knowledge, and managing multiple requests in a fast-paced office environment.

Requirements

• High school diploma required.
• Strong computer skills, including the ability to use a computer, keyboard, screens, and multiple systems or programs at once.
• Ability to read and interpret safety rules, operating and maintenance instructions, and procedure manuals.
• Ability to write routine reports and correspondence and communicate effectively with employees, managers, customers, and vendors.
• Ability to perform arithmetic calculations involving whole numbers, fractions, and decimals, and compute rates, ratios, and percentages.
• Ability to apply common-sense reasoning to written, oral, or diagram instructions and solve problems involving variables in standardized situations.
• Ability to work under direction and collaborate across company teams, including management and peers.
• Excellent time management, resource management, and planning skills.
• Impeccable attention to detail.
• Conscientious, reliable, discreet, confidential, and honest; professional, assertive, and committed to quality and a strong work ethic.
• Ability to multitask and prioritize several requests in a fast-paced environment.
• Proficiency in Microsoft Word, PowerPoint, and Excel.
• Familiarity with an office environment.

Nice To Haves

• Associate degree or comparable experience.
• Two or more years of insurance carrier underwriting experience.
• Two or more years of PEO underwriting experience.

Responsibilities

• Collect and review customer-specific information, including existing group medical plans and rates, employee census data, carrier history, and previous claims experience, to ensure submissions are complete and accurate.
• Coordinate with Sales and support teams to obtain required quoting materials and clearly explain or request missing items and corrections to submission discrepancies.
• Calculate rates for complex group cases by analyzing group experience, industry, location, size, and demographics using underwriting methodologies.
• Develop judgment to assess new business for master medical plans, working with senior underwriters or management to support a profitable book of business.
• Review and complete sales requests and inquiries within company standards and policy guidelines.
• Update underwriting systems as appropriate.
• Share underwriting knowledge and provide education to peers and sales team members.
• Become familiar with plan offerings, internal relationships, underwriting and team guidelines, processes, procedures, business strategy, and organization.
• Manage and prioritize multiple incoming requests and switch between tasks in a fast-paced environment.

What This Job Offers

• Job Type: Full-time
• Education Level: High school or GED