Senior Underwriter-Analyst
About The Position
PEMCO is hiring a Senior Underwriter-Analyst to combine traditional underwriting and relationship-based responsibilities with data-driven insights. The role supports profitable growth, retention, and quality by assessing individual risks, strengthening book and channel results, and developing trusted agent relationships. Applicants must reside and work in WA, OR, OH, IL, NC, SC, FL, TX, or ID, with occasional travel to PEMCO’s Seattle, WA headquarters. The position manages an underwriting territory, partners with Sales and agents, and uses analytics and stakeholder insights to identify and address portfolio issues. It also contributes underwriting expertise to complex initiatives, helps improve processes and automation, and provides mentorship and quality guidance. The role supports PEMCO’s policies, values, ethics, brand, recruitment, and mission.
Requirements
- At least 8 years of progressively responsible personal lines underwriting experience across new and renewal business.
- Customer-first mindset and ability to build responsive, collaborative partnerships.
- Strong analytical skills to solve complex problems, uncover root causes, and turn data into clear insights and actionable metrics.
- Advanced property and casualty knowledge.
- Proficiency in Excel, Word, PowerPoint, and Outlook.
- Experience creating and facilitating personal lines learning.
- Bachelor’s degree in business or a related field, or equivalent work experience.
- Chartered Property Casualty Underwriter (CPCU) designation.
- Must reside and work in WA, OR, OH, IL, NC, SC, FL, TX, or ID; occasional travel to the Seattle, WA headquarters is required.
Responsibilities
- Build trusted agent relationships and partner with Sales to evaluate, onboard, and manage agent book performance for profitable growth, retention, and quality.
- Manage an underwriting territory by assessing individual risks and portfolio trends, addressing risk quality, and delivering responsive service to agents, customers, and stakeholders.
- Use analytics, quality reviews, and stakeholder insights to identify adverse selection, premium leakage, and program gaps; implement and monitor data-driven solutions.
- Evaluate and improve underwriting processes, workloads, tools, and automation to increase efficiency, accuracy, customer experience, and rating outcomes.
- Serve as an underwriting subject matter expert on complex initiatives, collaborating across Underwriting, Product, and leadership while providing mentorship, quality guidance, and underwriting perspective.
- Model PEMCO’s policies, values, ethics, and brand while supporting recruitment and advancing its mission to Worry Less and Live More.
- Perform other duties as assigned.
Benefits
- Medical, dental, and vision plan coverage for eligible employees and eligible family members, with employer premium cost shares.
- Employer-paid basic life and accidental death and dismemberment insurance.
- Long- and short-term disability coverage.
- 401(k) plan with employer matching (2 for 1 on the first 6% of employee pre-tax and/or Roth deferral, up to federal maximums).
- Vacation and eight paid holidays.
- Four floating holidays and up to ten days of sick leave upon hire, prorated based on hire date and full-time or part-time status.
- Paid bereavement, jury duty, and employee volunteering leave.
- Education Assistance Program after one year of service.
- Scholarship program for children of employees after one year of service.
- Children’s birthday gift program.
- Flexible Spending Accounts.
- Employee Assistance Program.
- Charitable gift matching.
- Discretionary bonuses may be available depending on role, contributions, and performance.
- Tiered sales commissions and/or incentives may be available depending on role, contributions, and performance.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
