Personal Lines Underwriter Jobs

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Personal Lines Underwriter

Auto-Owners Insurance CompanyLake Elmo, MN
Hybrid

About The Position

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs. We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team. Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company’s underwriter training program for the assigned line of insurance.

Requirements

  • Bachelor’s degree or direct equivalent experience with property/casualty underwriting
  • Ability to organize data, multi-task and make decisions independently
  • Above average communication skills (written and verbal)
  • Ability to write reports and compose correspondence
  • Ability to resolve complex issues
  • Continually develop product knowledge through participation in approved educational programs
  • Ability to work in the U.S. without current or future sponsorship

Responsibilities

  • Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
  • Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
  • Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
  • Analyze loss experience, financial conditions and physical characteristics of risks
  • Acquire a working knowledge of supporting sections of the underwriting department
  • Effectively communicate with independent agents and other associates through verbal and/or written means
  • Participate in and successfully complete the Company underwriter training program

Benefits

  • Friendly work environment
  • Structured training program
  • Employee mentoring
  • Matched 401(k)
  • Fully funded pension plan (once vested)
  • Medical insurance
  • Prescription insurance
  • Dental insurance
  • Vision insurance
  • Associate, spouse and child life insurance
  • Supplemental sick pay
  • Long term disability
  • Health care flexible spending accounts
  • Dependent care flexible spending accounts
  • Generous paid time off
  • Paid holidays
  • Vacation days
  • Personal time
  • Sick leave
  • Parental leave
  • Adoption assistance
  • Discounts on personal insurance
  • Education matching gift program
  • Student loan assistance program
  • Gym membership and fitness class reimbursement program

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Common questions about Personal Lines Underwriter careers and jobs.

Based on current job postings on Teal, the average Personal Lines Underwriter salary in the US is approximately $85,000 per year, with a typical range of $50,000 to $152,000.
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