Personal Lines Underwriter

Auto-Owners Insurance • Lansing, MI

2d

About The Position

Auto-Owners Insurance is seeking a motivated underwriting trainee to perform and apply insurance coverage, rules, and guidelines in underwriting decisions consistent with the Company’s underwriting philosophy. The role includes training and development through completion of the Company’s underwriter training program for the assigned line of insurance.

The position involves learning insurance coverages, contracts, company philosophy, and procedures; interpreting policies, manuals, forms, and endorsements; gathering information and expressing decisions using sound reasoning; and analyzing loss experience, financial conditions, and physical characteristics of risks. The underwriter also develops working knowledge of supporting underwriting sections and communicates with independent agents and associates.

After initial in-person training, work-from-home flexibility may be available based on job responsibilities and as defined by the leadership team. The ability to work in the United States without current or future sponsorship is required.

Requirements

• Bachelor’s degree or direct equivalent experience with property/casualty underwriting.
• Ability to organize data, multitask, and make decisions independently.
• Above-average written and verbal communication skills.
• Ability to write reports and compose correspondence.
• Ability to resolve complex issues.
• Ability to continually develop product knowledge through participation in approved educational programs.
• Ability to work in the U.S. without current or future sponsorship.

Responsibilities

• Learn insurance coverages, contracts, company philosophy, and procedures to make underwriting decisions.
• Read, interpret, and respond to policies, manuals, forms, and endorsements.
• Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment.
• Analyze loss experience, financial conditions, and physical characteristics of risks.
• Acquire working knowledge of supporting sections of the underwriting department.
• Communicate effectively with independent agents and other associates verbally and in writing.
• Participate in and successfully complete the Company underwriter training program.

Benefits

• Friendly work environment
• Structured training program
• Employee mentoring
• Competitive base salary
• Matched 401(k)
• Fully funded pension plan once vested
• Bonus programs
• Paid holidays
• Vacation days
• Personal time
• Sick leave

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level