Loan Officer Assistant Jobs

About The Position

Requirements

• Bachelor of Science or Arts degree with a major in agriculture or a related field; or 1–3 years of related experience and/or training; or an equivalent combination of education, training, and experience.
• Ability to read, analyze, and interpret financial reports, professional journals, and governmental regulations.
• Strong writing skills to compose moderately complex correspondence and reports.
• Strong verbal skills to present information effectively to customers, employees, and top managers in one-on-one and small-group situations.
• Ability to calculate amounts such as interest, discounts, and percentages and interpret complex financial reports.
• Ability to comprehend bank operations, policies, and procedures; exercise independent judgment; recognize and maintain confidential information; and understand and apply standard agricultural production and marketing concepts and principles.
• Ability to recognize and resolve practical problems using common-sense judgment, tact, and on-the-spot decisions.
• Problem-solving skills, including defining problems, collecting data, establishing facts, and drawing valid conclusions.
• Interpersonal skills to deal effectively with customers, employees, and top managers.
• Organizational skills to prioritize responsibilities and meet deadlines in an orderly, productive manner.
• Customer service and collection skills to handle situations requiring assertiveness and discretion.
• Computer skills in word processing, spreadsheet, and database software to generate correspondence and reports.
• Credit insurance license from the State of Iowa.
• Satisfactory background check, including credit history.

Responsibilities

• Develop and maintain a portfolio of agricultural loan accounts.
• Make loans to individuals, partnerships, cooperatives, and corporations engaged in agricultural production.
• Analyze loan applications and audit loan files.
• Service existing loans and counsel customers to reduce delinquencies.
• Work toward departmental goals for increasing loan volume.
• Sell and promote all bank services to enhance bank earnings and the bank's image in the community.