Commercial Underwriter Jobs

About The Position

Requirements

• Bachelor’s degree in marketing, insurance or related field.
• A minimum of seven to ten years ’ experience in an insurance organization with demonstrated technical knowledge in one or more of the following areas: underwriting, marketing, loss prevention, auditing or similar knowledge that provide the necessary skills and abilities.
• Continuous learning required, as defined by the Company’s learning philosophy.
• Experience with Trucking Insurance Underwriting experience required.
• Demonstrated superior judgment in evaluating risks and determining appropriate pricing for prospective policyholders in accordance with corporate underwriting guidelines.
• Ability to manage agency relationships and make sound underwriting decisions.
• Extensive knowledge of jurisdictional laws, regulatory authorities, industry trends, and their business impact.
• Ability to calculate pricing, dividends, and premium quotations for agents and policyholders.
• Demonstrated analytical ability to assess territories and regions, identify issues, and implement corrective actions.
• Ability to analyze and solve complex business problems, evaluate consequences, and make independent decisions.
• Excellent verbal and written communication skills, including the ability to present information clearly and respond appropriately to internal and external stakeholders.
• Ability to be innovative and creative when addressing unique situations.
• Ability to analyze, interpret, and manage data.
• Customer-focused with the ability to meet changing customer needs.
• Excellent time management, organizational, and prioritization skills.
• Ability to understand and implement agency audit procedures and processes.
• Thorough knowledge of departmental procedures, processes, and workflow.
• Ability to understand business needs and develop processes and procedures that support business strategies.
• Ability to research laws, regulations, and industry-specific issues to provide guidance and direction.
• Ability to lead, train, mentor, and develop others.
• Demonstrated ability to communicate the organization's value proposition.
• Demonstrated leadership abilities.
• Demonstrated expertise within assigned territory or region.

Nice To Haves

• MBA or other advanced degree is preferred.
• Certification, or progress toward, highly preferred and encouraged.

Responsibilities

• Calculate, prepare, and develop premium quotations in accordance with corporate underwriting guidelines and delegated authority.
• Evaluate prospective accounts for insurability, determine underwriting eligibility, establish pricing, and accept or reject new business, renewals, and endorsements within authority limits.
• Develop, manage, and support agency relationships, including addressing agent and policyholder needs, providing guidance, and coordinating responses to inquiries and regulatory matters.
• Drive new business growth, profitability, and retention within an assigned territory or region.
• Analyze territory performance, production, loss trends, exposure data, and competitive market information; develop and implement corrective action plans as needed.
• Develop agency plans in collaboration with internal stakeholders to support territory objectives.
• Work collaboratively with internal departments to resolve issues, maintain effective business relationships, and support organizational goals.
• Prepare and interpret territory and management reports and provide periodic reporting as requested.
• Participate in promotional, marketing, trade association, and industry activities to promote company products and services.
• Manage an assigned territory or region and serve as a technical expert and advisor on regional or territory matters.
• Appoint, train, and support agents, agency personnel, policyholders, and internal team members on company products, processes, and systems.
• Lead training initiatives and mentor team members by providing technical guidance, coaching, and professional development support.
• Conduct annual agency audits and support compliance-related activities.
• Participate in special committees, task forces, and projects as assigned by leadership.
• Other duties may be assigned.

Benefits

• We are an Equal Opportunity Employer. Diversity is valued and we will not tolerate discrimination or harassment in any form.