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Personal Banker - Float

First Farmers Bank & TrustSheridan, IN
$18 - $20Hybrid

About The Position

The Personal Banker – Float is cross trained in all aspects of retail banking in order to provide the best customer experience in every interaction. This position is responsible for understanding all aspects of a client’s banking needs. They are responsible for understanding branch operations as well as deepening customer relationships by offering value-added products and services as applicable. This position will process client transactions, open new accounts, and take/close loan applications at various branch locations (as assigned).

Requirements

  • Minimum Qualifications: This position requires a high school diploma
  • Strong cash handling abilities, knowledge of appropriate government regulations, comprehensive knowledge of bank products, and operations
  • Must have excellent communication and listening skills, a strong commitment to providing quality service, and attention to detail
  • Requires dedication to customer service, by responding in a professional manner to customer questions and problems
  • Must have the ability to maintain confidentiality in daily operations and interactions with customers and work effectively in a team setting

Nice To Haves

  • Preferred Qualification: Prior banking or customer service experience
  • Prior experience in cash handling

Responsibilities

  • Process customer transactions, such as cashing checks, handle deposits, withdrawals, and cashier’s checks, cash advances, property taxes, and wire transfers
  • Balance cash within teller drawer daily
  • Comply with BSA/AML/OFAC regulations and guidelines while identifying and reporting any type of suspicious activity or clients to management and/or the Security Department
  • Process/Order checks and all related products for customers
  • Expand and retain bank customer relationships while growing new relationships from prospective customers
  • Educate new existing customers about features and benefits of bank products and services
  • Proactively refer customers to appropriate personnel
  • Conduct financial consultations with customers and take applications for all consumer loans including home equity line of credit applications
  • Open all consumer and commercial deposit accounts while looking for opportunities to cross-solve potential financial needs
  • Assist in verifying currency shipments, drop-off and night drop deposits, balancing the cash machines, and branch vault
  • Engage in personal development activities such as online learning and internal/external training to assist in career growth

Benefits

  • Medical Insurance (eligible on date of hire) with options for High Deductible Health Plan (HDHP) and Co-Pay Plan
  • Vision Coverage
  • Dental Coverage
  • Prescription Plan
  • Wellness Incentive – earn up to $25 per pay period toward premium reduction
  • Life & Accidental Death & Dismemberment Insurance – 100% employer-paid
  • Short & Long-Term Disability Insurance – 100% employer-paid
  • 401(k) Plan
  • Profit Sharing Stock Option
  • Health Savings Account (HSA) contributions for HDHP participants
  • Vacation time
  • Sick Time
  • Personal Day
  • 11 Paid Holidays
  • Paid Bereavement
  • Paid time to volunteer (when representing FFBT and supervisor approved)
  • Voluntary Donated PTO Program
  • Employee Assistance Program
  • Travel Assistance Program
  • Educational Assistance Program
  • Corporate Discounts
  • Employee Referral Program
  • Stock Purchase Loan Option
  • Retirement Plan Counseling
  • Wellness Program
  • Gym Reimbursement
  • Employee Quarterly Recognition Program
  • AFLAC supplemental benefits
  • Cincinnati Life supplemental coverage
  • Family Medical Leave
  • Paid Bereavement Leave
  • Maternity Leave Policy

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