Banker Jobs

About The Position

Requirements

• Bachelor’s degree in Finance, Business, or a related field, or equivalent experience in a related field.
• At least 10 years of banking experience, with a strong emphasis on business lending, credit analysis, and deposit relationship management.
• Demonstrated leadership or team oversight responsibilities.
• Ability to independently structure and manage complex credit relationships with limited oversight.
• A track record of achieving or exceeding loan production, deposit growth, and revenue goals.
• Ability to coach, develop, and influence front-line bankers to drive performance and adherence to standards.
• Strong understanding of business banking products, credit fundamentals, regulatory requirements, and risk management practices.
• Ability to evaluate lending opportunities and guide deal structure, credit quality, policy adherence, and risk considerations.
• Sound judgment in identifying and mitigating credit, operational, compliance, and fraud-related risks.
• Strong communication, organizational, and attention-to-detail skills, including the ability to review detailed financial documents, loan files, and client information.
• Ability to communicate effectively in person, by phone, and electronically with clients, partners, and internal teams.
• Ability to use a computer and digital systems frequently, including sustained attention to financial data, reports, and client records.
• Ability to sit, stand, and/or walk for extended periods; bend and reach.
• Ability to travel periodically within the assigned market for client meetings and business development activities.
• May be required to obtain applicable lending or NMLS registration, as appropriate to role responsibilities.
• Maintain a consistently professional appearance reflecting the organization’s standards.

Responsibilities

• Lead, coach, and develop a team of Business Banking Relationship Managers, setting expectations and supporting accountability, collaboration, and performance.
• Guide team sales activities, prospecting, relationship expansion, business development, deal structuring, and portfolio management across the assigned geography.
• Develop growth strategies with the Director of Business Banking and promote products aligned with bank goals and strategy.
• Work with leadership to communicate product changes, enhancements, and developments to local teams.
• Develop and reinforce prospecting and relationship expansion strategies using professional referral networks, outbound calling, and community engagement.
• Review and validate team loan packages as requested for accuracy, completeness, and adherence to credit policy and risk standards.
• Monitor portfolio risk and performance, evaluate financial trends and risk-rating movements, identify emerging credit issues, and implement mitigation strategies.
• Partner with branch, credit, Treasury Management, operations, and other internal stakeholders to coordinate solutions and support efficient deal execution and client experience.
• Manage and expand business relationships by deepening engagement, increasing loan outstandings, and driving primary operating deposits and client retention.
• Drive core deposit and fee-income growth through referrals to Treasury Management, merchant services, and other internal partners, while coaching the team on deposit growth.
• Mitigate fraud and operational risk by validating client identity and business legitimacy, analyzing transaction patterns, enforcing due diligence, and escalating suspicious activity.
• Provide second-line review and oversight of team activity as requested to support fraud-risk detection and escalation.
• Ensure compliance with applicable regulations and bank policies, including BSA/AML and Fair Lending, through documentation, audit readiness, and adherence to risk frameworks.
• Manage team performance through coaching, goal setting, feedback, development planning, pipeline management, and performance monitoring.
• Use reporting tools and performance metrics to monitor results, identify trends, and inform business decisions.
• Review and challenge team credit recommendations to promote sound underwriting and consistent credit decisions.
• Support onboarding, mentoring, succession planning, and ongoing skill development.
• Perform additional duties as assigned and take ownership of tasks and challenges encountered in the role.