Insurance Specialist Jobs

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About The Position

The Insurance Specialist coordinates and supports the evaluation, processing, and handling of insurance verification, authorizations, and patient benefits. The role serves as a liaison among insurance providers and agents, claimants, and policyholders regarding coverage status and eligibility for rehabilitation services. The position is per diem (as needed) at Northern Dutchess Hospital in Rhinebeck, New York, and may require travel between outpatient sites based on coverage needs.

Requirements

  • High school graduate or equivalent.
  • Customer service and organizational skills.
  • Data entry experience and good phone etiquette.
  • Knowledge of database management and ability to problem-solve.

Nice To Haves

  • At least one year of healthcare office experience.
  • Experience with medical terminology, medical coding, billing procedures, and medical records.
  • Basic knowledge of payor guidelines.

Responsibilities

  • Verify insurance eligibility and authorizations, carry out payor requirements, initiate eligibility transactions to obtain billing information and authorization, and arrange referrals when appropriate.
  • Obtain and understand clinical information, including diagnoses, to initiate authorization requests.
  • Ensure the correct insurance, plan type, financial obligations, precertification, and billing address are entered in the system.
  • Communicate and update medical-record information about patients’ financial obligations for therapy sites, clinicians, and the billing office, including copayments, deductibles, self-pay rates, in- and out-of-network responsibilities, referrals, and authorizations.
  • Respond to patient questions about financial liability, explain relevant variables, help address issues or barriers, and direct patients to appropriate financial counseling resources when needed.
  • Collaborate with the business office, clinical teams, and patients on denials and appeals as necessary.
  • Communicate with system departments, including managed care, SBO, and FCC, to identify changes, trends, or updates to existing or new insurance contracts.
  • Back up other administrative functions as needed, including patient registration and scheduling, front desk operations, answering phones, collecting copayments, and tracking plans of care.
  • Perform other duties as assigned.
  • Travel between outpatient sites as assigned based on coverage needs.

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