Loan Underwriter Jobs

About The Position

Requirements

• Good communication and interpersonal skills.
• General knowledge of lending policies.
• Ability to always maintain confidentiality of Credit Union and member records.
• Ability to deal with pressured situations in a professional manner.
• Professional in appearance, attitude, and verbal communication.
• Must be willing to comply with the Bank Secrecy Act and USA Patriot Act as implemented by ICCU.
• Perform tasks requiring manual dexterity (processing paperwork, filing, stapling, sorting, collating, typing, counting cash, etc.).
• Sit for extended periods of time.
• Lift 20-40 pounds of applicable supplies including but not limited to copy paper, cash drawers, marketing material, etc.
• Repetitive motion using wrists, hands, and fingers.
• Reach keyboards.
• Ability to operate basic office machines (calculator, computer, telephone, copy machine, fax machine, etc.).
• Must be eligible for membership at ICCU to obtain employment.

Nice To Haves

• Bachelor’s Degree or equivalent experience preferred.
• 0-2 years lending experience preferred but not required.

Responsibilities

• Conducts direct channel loan approvals and denials for 19 consumer products.
• Reviews FSO, MRA, FSC, and VSC loan files, identifies errors, and makes corrections.
• Identifies and suggests alternative options to help members qualify for approvals.
• Provides on-going education and training to FSO’s outside of classroom.
• Assist with new loan procedures and updating current procedures.
• Assist with training new underwriting personnel.
• Make sound lending decisions.
• Identifies lending cross sell opportunities.
• Builds and maintains relationship with consumer lending vendors in order to uphold lending standards.
• Support credit union staff in helping them achieve lending goals.