Legal Director Jobs

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Director, Internal Legal Counsel & Regulatory Compliance

American Consumer Credit Counseling•Newton, MA

About The Position

American Consumer Credit Counseling (ACCC) is a nationally recognized 501(c)(3) nonprofit organization that provides credit counseling, debt management, financial education, and housing services. The Director, Internal Legal Counsel & Regulatory Compliance is ACCC's primary in-house legal resource and a strategic partner to executive leadership. The role provides practical legal counsel on organizational, operational, contractual, employment, governance, and business matters while identifying and mitigating legal risk. It also directly administers and performs ACCC's regulatory compliance functions, combining strategic planning and risk assessment with day-to-day compliance execution. The Director works closely with the CCRO, executive leadership, and department leaders to protect ACCC's legal interests and maintain an effective compliance program. As primary in-house counsel, the Director advises executive and department leaders on legal obligations and organizational matters; researches and interprets applicable federal and state law; drafts, reviews, and negotiates contracts and other legal documents; advises on governance, nonprofit matters, employment matters, strategic initiatives, complaints, inquiries, investigations, and litigation; coordinates legal holds and litigation support; and engages and manages outside counsel when needed. The Director personally manages regulatory compliance activities, including multistate licensing and registrations, regulatory filings and reporting, regulatory monitoring, compliance testing, examination responses, policies and procedures, the Compliance Management System, complaint review, training, third-party compliance reviews, and compliance reporting. The role also partners with the CCRO and executive leadership to identify and address legal, regulatory, and operational risks, improve controls and processes, and promote ethical conduct and organizational accountability.

Requirements

  • Juris Doctor (JD) from an accredited law school.
  • Active bar membership in good standing and authorization to practice as in-house counsel in Massachusetts, including any required registration or authorization.
  • Minimum of five years of progressive legal experience in a law firm, corporate legal department, or in-house counsel environment.
  • Demonstrated experience providing legal advice, conducting legal research, drafting and negotiating contracts, and assessing legal and business risks.
  • Experience interpreting and applying federal and state laws and regulations.
  • Strong analytical, problem-solving, and independent professional judgment.
  • Excellent written and verbal communication skills, including the ability to translate complex legal and regulatory matters into practical guidance.
  • Ability to independently manage multiple priorities and work effectively with executive leadership and cross-functional teams.
  • Strong organizational skills, attention to detail, discretion, and sound ethical judgment.

Nice To Haves

  • Experience in financial services, banking, consumer finance, mortgage lending, credit counseling, debt management, or another regulated industry.
  • Prior in-house counsel experience advising executive leadership and business operations.
  • Experience with nonprofit organizations, corporate governance, and Board matters.
  • Hands-on experience administering multistate licensing, regulatory filings, compliance monitoring, and regulatory examinations.
  • Knowledge of consumer financial protection laws, privacy, data security, and third-party risk management.
  • Experience managing outside counsel and legal budgets.
  • Compliance certifications such as CRCM, CCEP, or similar credentials.

Responsibilities

  • Provide timely, practical legal advice to the CEO, COO, CCRO, CFO, and department leaders on legal obligations, business decisions, and organizational matters.
  • Research, interpret, and advise on applicable federal and state laws and regulations, particularly those affecting consumer financial services, debt management, credit counseling, consumer protection, and nonprofit organizations.
  • Draft, review, and negotiate contracts, vendor and service agreements, client agreements, disclosures, partnership agreements, and other legal documents.
  • Advise on corporate governance, nonprofit matters, conflicts of interest, Board activities, and organizational policies.
  • Provide legal guidance on strategic initiatives, operational changes, new products and services, technology investments, and third-party relationships.
  • Advise on employment-related legal matters in coordination with Human Resources and outside employment counsel, as appropriate.
  • Support legal responses to consumer complaints, regulatory inquiries, investigations, threatened claims, and litigation.
  • Coordinate litigation support, document preservation, legal holds, discovery, and other legal matters with relevant departments and outside counsel.
  • Engage and manage outside counsel when specialized expertise is required, including coordinating legal strategy, scope, budgets, and deliverables.
  • Identify and communicate potential legal exposure, recommend risk mitigation strategies, and maintain appropriate confidentiality and attorney-client privilege.
  • Administer multistate debt management licenses, charitable registrations, business registrations, and related regulatory requirements.
  • Maintain the regulatory inventory and compliance calendar; prepare, coordinate, and submit required renewals, filings, and regulatory reports.
  • Monitor federal and state regulatory developments, assess their impact on ACCC, and implement necessary compliance changes.
  • Conduct compliance monitoring and testing, identify deficiencies, document findings, and manage corrective actions.
  • Coordinate regulatory examinations, inquiries, information requests, and responses to regulatory agencies.
  • Develop, maintain, and update compliance policies, procedures, controls, and supporting documentation.
  • Maintain ACCC's Compliance Management System (CMS) and related compliance records.
  • Review regulatory and consumer complaints, identify trends, and implement or recommend corrective actions.
  • Develop and deliver regulatory compliance training and employee awareness initiatives.
  • Perform third-party compliance reviews and vendor due diligence, as applicable.
  • Prepare compliance metrics, reports, and updates for the CCRO and executive leadership.
  • Work with department leaders to address compliance requirements and implement necessary operational changes.
  • Partner with the CCRO and executive leadership to identify, evaluate, and address material legal, regulatory, and operational risks.
  • Assess proposed business practices, policies, products, and operational changes for legal and regulatory implications.
  • Recommend and implement improvements to internal controls, compliance processes, and organizational policies.
  • Collaborate with Human Resources, Finance, IT, Operations, and other departments to resolve legal and compliance issues.
  • Support organizational risk assessments, regulatory readiness, and business continuity initiatives.
  • Maintain appropriate documentation and escalate significant legal or regulatory concerns through established leadership and governance channels.
  • Promote a culture of ethical conduct, accountability, and organizational integrity.

Benefits

  • Comprehensive health insurance including medical, dental, and vision coverage
  • Medical and dependent Flexible Spending Account (FSA)
  • Short-Term and Long-Term Disability; Life Insurance
  • 401(k) retirement plan with company matching
  • Paid time off and paid holidays
  • Professional development and training opportunities
  • Supportive team environment and mission-driven culture

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What This Job Offers

Job Type

Full-time

Career Level

Director

Education Level

Ph.D. or professional degree

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Based on current job postings on Teal, the average Legal Director salary in the US is approximately $212,000 per year, with a typical range of $128,000 to $300,000.
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