Investigator Jobs

About The Position

Requirements

• Five+ years of experience in complex financial investigations.
• Bachelor’s degree or equivalent and related work experience.
• Working knowledge of PC’s, Windows, internet browsers, e-mail.
• Intermediate level Word and Excel.
• Knowledge of Internet security and protocols.
• Ability to applicable software applications.
• Proficiency with investigation case management software.
• Ability to read and interpret documents such as safety rules, operating and maintenance instruction, and procedure manuals.
• Ability to write routine reports and correspondence.
• Ability to speak effectively before groups of employees, members, or clients.
• Proficient in verbal and written communication.
• Tact and diplomacy are critical to this position.
• Objective critical and analytical thinking are critical to this position.

Nice To Haves

• Certified Fraud Investigator or similar desirable

Responsibilities

• Conducts complex and high-valued account fraud investigations at an expert level.
• Appropriately collaborates with law enforcement and peers at other financial institutions to prevent or recover fraud losses.
• Uses critical thinking and investigative expertise to resolve account fraud cases perpetrated against or by members of the credit union.
• Assists with various tasks including corresponding with members, branches, departments, other financial institutions and law enforcement agencies regarding fraud issues.
• Acts as the team’s subject matter expert for the processes and policies.
• Assists the Fraud Investigations Team Manager with delivering timely feedback to all members of the Fraud Investigations Team.
• Acts as an escalation resource for the credit union and members.
• Maintains Mountain America’s mission, vision, and values by providing quality service to credit union members to resolve problems and enhance their financial relationship.
• Mentors, coaches and trains Fraud Investigators I and II.
• Assists management with training presentations with other departments, including the Service Center.
• Provides high-quality phone support to members, external financial institutions, and internal business units on fraud related issues.
• Processes reimbursements for member’s Fraud Affidavits in a timely manner.
• Acts as a point of escalation for the team.
• Utilizes critical thinking to investigate complex and high dollar check, account, and loan fraud cases in which members are victims or perpetrators.
• Interviews members and internal partners to clarify statements and circumstances that led to fraud, as needed.
• Interviews suspects, when appropriate.
• Accurately and appropriately issue credits to members’ accounts.
• Reviews branch video surveillance and recorded phone calls for material evidence.
• Copiously documents all activities.
• Constructs formal reports and case summaries for potential referrals to law enforcement.
• Provides internal support to other business units on fraud related issues, as directed.
• Utilizes case management reports to redirect work as needed with an emphasis on the team achieving departmental KPI goals.
• Develops and maintains a working relationship with departments, branches, and contacts at other financial institutions to expedite exchange of information and to obtain assistance and counsel when needed on all matters pertaining to fraud.
• Evenly distributes new case workload throughout the team.
• Updates and is an active stakeholder in team procedures.
• Provides constructive verbal and written feedback to team, department, and other business units as needed.
• Conducts formal reviews of internal calls and cases and provides feedback, as needed.
• Partners with peers at other financial institutions to reduce risk and loss to the credit union.
• Establishes and maintains professional relationships with Law Enforcement.
• Testifies in court, as required.
• Evaluates fraud-related reports, as directed.
• Oversees case and call quality review processes and delivers feedback to both Investigators and management.
• Train and provide guidance to Intake Specialists and Investigators I and II and provide feedback as appropriate for coaching and development.
• Train and present to other business units on fraud investigations and material.
• Leads by example.
• Lead special projects, as assigned.
• Drives process improvements.
• Promptly and appropriately logs complaints and submit SAR referrals.
• Keeps current on fraud trends and complies with all regulations as required by law, including but not limited to the Bank Secrecy Act, OFAC, FACT Act, GLBA, Regulation CC, Regulation DD, Regulation Z, Regulation E and other regulations as required by law as it relates to the position.
• Performs other duties as assigned.

Benefits

• Friendly, comfortable and inclusive work environment
• Fun employee activities
• Exciting charity events