Credit Analyst Jobs

About The Position

Requirements

• Bachelor's degree in Finance, Accounting, Business Administration or Economics or in another related degree
• Applicants must be currently authorized to work in the United States on a full-time basis.

Nice To Haves

• Internship(s) or prior experience working with loan credit quality or financial analysis.
• Ability to multi-task and self-manage workflow.
• Demonstrated confidence, assertiveness, and professionalism.
• Ability to analyze financial data and narrative information quickly and thoroughly.
• Demonstrated high motivation level and goal-orientation.

Responsibilities

• Work directly with relationship managers, portfolio managers and credit officers to expand market share, enhance relationship return, serve our customers, and protect the quality of the Bank's loan portfolio.
• Gather and analyze financial and business information to determine a prospective or current borrower’s credit worthiness in accordance with the Bank’s credit policies and risk appetite.
• Assist in the preparation of screening, underwriting and approval documents, taking increasing responsibility as experience is gained.
• Prepare Excel charts, standard or customized, in service of analyzing a borrower’s financial wherewithal and ability to repay the debt.
• Prepare written evaluations of borrowers' financial condition and future outlook for credit approvals, renewals and periodic portfolio reviews.
• Verbally deliver summary analysis of borrowers’ financial condition within a deal team setting.
• Record receipt of borrower-provided reporting and maintain credit files in accordance with Credit Policy.
• Performs other duties as assigned.

Benefits

• health insurance coverage
• wellness program
• life and disability insurance
• retirement savings plan
• paid leave programs
• paid holidays
• paid time off (PTO)