Community Manager Jobs

About The Position

Requirements

• Bachelor’s degree in Finance, Accounting, Business Administration, or related field (or equivalent experience)
• 5–7 years of progressive banking experience with emphasis in commercial lending, special assets, loan workouts, and credit analysis
• Strong understanding of bankruptcy, foreclosure, collections, creditor rights, and real estate valuation
• Comprehensive knowledge of banking regulations and compliance requirements
• Proven leadership, supervisory, and organizational abilities
• Excellent negotiation, analytical, written, and verbal communication skills
• Ability to travel throughout the Bank’s lending market as needed
• Regularly works with highly confidential customer, financial, legal, and credit information

Nice To Haves

• Loan Workouts & Special Assets Management
• Commercial Credit Analysis
• Financial Statement & Cash Flow Analysis
• Collections & Recovery Administration
• Real Estate & OREO Management
• Negotiation & Conflict Resolution
• Regulatory Compliance
• Leadership & Staff Development
• Strategic Planning
• Communication & Presentation

Responsibilities

• Manage and monitor classified, delinquent, non-performing, and high-risk commercial and consumer loan relationships
• Develop and implement workout, restructuring, collection, and recovery strategies to minimize loss exposure
• Analyze borrower financial statements, cash flow, collateral positions, and repayment capacity
• Negotiate resolutions with borrowers, guarantors, attorneys, workout professionals, and other stakeholders
• Coordinate foreclosures, bankruptcies, collateral liquidations, short sales, and OREO dispositions
• Prepare reports and recommendations for Senior Management, Loan Committee, and the Board of Directors
• Oversee commercial credit analysis activities, including financial statement spreading and risk rating review
• Supervise assigned staff, including coaching, training, performance management, and development
• Manage departmental goals, budgets, retention standards, and operational effectiveness
• Ensure compliance with regulatory requirements, internal policies, and examination standards. Educates staff of same.
• Recommends procedural changes as needed to support prescribed requirements.
• Participate on management, Credit, CRA, and Special Assets committees
• Represent the Bank through community and industry activities

Benefits

• Opportunity to directly impact portfolio quality, asset recovery, and risk management while partnering with senior leadership and contributing to the Bank’s strategic objectives.