Commercial Credit Analyst Jobs

About The Position

Requirements

• Bachelor's degree in Accounting, Finance or related field, or work experience in these fields
• In-depth understanding of personal and business tax returns and financial statements
• Analytical ability to understand financial and cash flow analysis
• Excellent verbal and written communication skills
• Strong attention to detail and organizational skills
• Solid background in spreadsheet applications and word processing
• Familiarity with using the Internet as a research tool

Responsibilities

• Utilize Sageworks (Abrigo) Credit Analysis to spread tax returns and financial information to prepare cash flow analysis.
• Analyze financial information and related materials, and complete the credit analyses for the Bank’s commercial loan transactions.
• Conduct credit investigations and analyze credit information pertaining to loans.
• Review all pertinent credit and financial information, including, but not limited to, financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research and peer data.
• Prepare or assist in the preparation of commercial loan presentations and annual commercial loan reviews.
• Assist loan officers as needed with analysis for loan presentations.
• Track and request financial information for commercial borrowers and guarantors.

Benefits

• Two retirement plans with employer matching contributions
• Insurance coverage, including medical, dental, vision, life, and disability
• Generous paid time off and sick time, plus paid holidays