Commercial Credit Analyst Jobs

About The Position

Requirements

• 3–5 years of related commercial credit, lending, banking, finance, accounting, or financial analysis experience.
• Strong financial statement and cash flow analysis skills.
• Ability to interpret complex financial information and identify key risks.
• Strong organizational skills and attention to detail.
• Experience with Abrigo or similar credit analysis software.
• Critical thinking and problem-solving skills.
• Sound judgment in evaluating risk and opportunity.
• Ability to communicate recommendations clearly and confidently.
• Ownership of work and willingness to expand expertise.
• Ability to build productive relationships while maintaining an objective credit perspective.
• Integrity, professionalism, and attention to detail.

Responsibilities

• Analyze financial statements, tax returns, cash flow, and supporting documentation to assess creditworthiness and repayment capacity.
• Evaluate loan structures, collateral, guarantor strength, and potential risk factors.
• Prepare clear, well-supported credit presentations and recommendations.
• Conduct annual reviews of commercial loan relationships.
• Assess economic, industry, and market trends that may affect borrower performance.
• Partner with Commercial Lending professionals to identify strengths, concerns, and opportunities within lending relationships.
• Support process improvements, technology initiatives, appraisal coordination, and other special projects.
• Contribute to the growth and strength of Atlantic's commercial lending portfolio.