Insurance Agent - Oak Hill, WV

Horace Mann - Agent Opportunities•Oak Hill, WV

About The Position

Horace Mann is seeking an experienced Insurance Agent to serve educators and school employees in a specialized market. The agent assumes an established book of business with in-force policies and renewals, then retains, services, and grows those client relationships. The role involves helping educators choose insurance solutions suited to their needs and providing access to no-cost programs and resources. This is a 1099 captive-agent opportunity with commission-based earnings and renewal income from the assumed book. The agent can manage their schedule with flexibility and autonomy while working within an established captive agency structure. Horace Mann offers ongoing training and resources, production incentives, and exclusive trips. Its offerings include auto, homeowners, and life insurance, as well as retirement solutions.

Requirements

  • Active insurance license in Life, Health, Property & Casualty, and SIE; ability to obtain additional FINRA licenses within 12 months.
  • Proven experience as an Insurance Agent or Agency Owner, specializing in Property & Casualty, Life, and Retirement solutions.
  • Strong relationship-building skills and ability to connect with educators and school personnel.
  • Self-motivated and goal-oriented, with the ability to work independently.
  • Excellent communication and presentation skills, especially when explaining policies to non-financial professionals.

Responsibilities

  • Assume and grow an established book of business consisting primarily of educators and school employees.
  • Retain and renew existing policies while supporting customer satisfaction and long-term relationships.
  • Generate new business through referrals, school partnerships, and networking in the education sector.
  • Identify cross-selling and upselling opportunities, including life and retirement products.
  • Educate clients on coverage options, policy benefits, and financial protection strategies tailored to educators.
  • Share student loan solutions, financial wellness workshops, and DonorsChoose classroom funding assistance with educators.

Benefits

  • Commission-based earnings with renewal income from an assumed book of business.
  • Access to an established client base with active policies in force.
  • Performance-based rewards, including production incentives and exclusive trips.
  • Opportunities for additional sales and referrals within the educator market.
  • Ongoing training and resources to support professional growth.
  • Flexibility and autonomy to manage your schedule within an established captive agency structure.
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