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Lead Data Scientist - Financial Crime

MastercardToronto, ON
CA$127,000 - CA$203,000Hybrid

About The Position

Within Financial Crime Solutions, we build and deliver products powered by payments data to detect and prevent financial crime. Our teams combine data science with deep expertise in payments to support financial institutions in tackling money laundering and fraud. As a Lead Data Scientist, you will serve as a senior individual contributor responsible for designing, building, and continuously improving machine learning models used in production to detect anomalous behaviour in transaction data. You will work closely with a Principal Data Scientist and a Director of Data Science, contributing to technical direction while owning delivery and execution in your area. The primary focus is Anti-Money Laundering (AML), with flexibility to support adjacent areas (e.g. fraud, A2A, crypto) depending on team priorities.

Requirements

  • Strong Python expertise with experience in standard data science libraries and distributed data processing frameworks such as PySpark.
  • Proven ability to design, deploy, and maintain machine learning models in production.
  • Experience working with transactional or behavioural data at scale, with strong problem-solving ability in noisy, high-dimensional environments.
  • Hands-on experience with distributed data platforms (e.g. Databricks) and ML lifecycle tools (e.g. MLflow).
  • Highly autonomous and outcome-focused, with the ability to drive work independently while aligning with broader technical direction.
  • Strong communication skills, with the ability to engage effectively across technical and non-technical stakeholders.
  • Experience working in collaborative environments, including code reviews and cross-functional delivery.
  • Pragmatic mindset focused on impact and reliability.
  • Bachelor's degree in Computer Science, Engineering, Data Science, or a related quantitative field, or equivalent practical experience.

Nice To Haves

  • Experience in AML, fraud, or financial crime analytics.
  • Familiarity with anomaly detection, behavioural modelling, or graph techniques.
  • Exposure to model explainability, governance frameworks, or regulatory requirements in financial crime.

Responsibilities

  • Lead the development and improvement of AML models focused on anomalous transaction behaviour in card payments.
  • Own problems end-to-end, from problem framing and prototyping to production improvement.
  • Influence modelling approaches and technical direction in collaboration with senior data science leadership.
  • Analyse large-scale payments data to identify patterns linked to illicit activity.
  • Drive improvements in model performance, stability, explainability, and scalability.
  • Partner with Engineering and Product teams to ensure effective deployment and maintenance in production.
  • Produce and maintain clear model documentation, including assumptions, limitations, and performance characteristics.
  • Contribute to technical standards and best practices.
  • Ensure all work aligns with regulatory, privacy, and security requirements.

Benefits

  • competitive pay based on location, experience and other qualifications for the role
  • may be eligible to participate in a discretionary annual incentive program

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