Virtual Benefits Specialist

AIL•Kansas City, MO
•$80,000 - $115,000•Remote

About The Position

AO Globe Life is seeking team members for a fully remote, mission-driven role serving clients and families with supplemental benefit options. The position involves guiding clients through enrollment and personalized benefit choices, conducting virtual consultations, maintaining accurate digital records, and building lasting client relationships. Training, mentorship, and licensing guidance are provided. No prior insurance experience is required. This is a 100% remote independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. Candidates must provide their own computer or laptop, webcam, reliable high-speed internet, and professional remote workspace. Before conducting licensed insurance activities, candidates must obtain the appropriate state Life & Health Insurance License and complete applicable coursework, examinations, and state requirements at their own expense. Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed during hiring and onboarding.

Requirements

  • Be at least 18 years of age and legally authorized to work in the United States.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
  • Be self-driven, organized, coachable, and comfortable working independently.
  • Have strong communication and interpersonal skills and ease with virtual tools and video meetings.
  • Be passionate about helping others and contributing to a mission-driven organization.

Nice To Haves

  • Customer service background is helpful but not required.
  • Interest in a performance-based career with opportunities for professional growth and advancement.

Responsibilities

  • Walk clients through enrollment clearly and professionally.
  • Guide individuals and families through personalized supplemental benefit options.
  • Maintain accurate digital records and manage timely follow-up.
  • Lead virtual Zoom consultations with clients.
  • Develop strong, long-term relationships with clients.
  • Deliver high-quality, client-focused service.
  • Participate in continued mentorship, training, and team development.
  • Complete required training and participate in virtual meetings.

Benefits

  • Full training and licensing support.
  • Inbound leads only; no cold calling.
  • Equity opportunity of 3% for those who qualify.
  • Collaborative, people-first team environment.
  • Advancement pathways into leadership roles.
  • Weekly pay based on performance.
  • Renewal-based income growth opportunities.
  • Fully remote work with a flexible schedule.
  • Monthly and quarterly performance bonuses.
  • Mentorship, licensing guidance, and ongoing professional development.
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