Virtual Benefits Consultant

AIL•Warwick, RI
•$80,000 - $100,000•Remote

About The Position

AO Globe Life is hiring a Virtual Benefits Consultant for a 100% remote, independent contractor opportunity with American Income Life / Globe Life. The role involves virtual consultations with clients, helping individuals and families understand and enroll in personalized supplemental benefit options, and building long-term client relationships. The position is commission-based and performance-driven, not hourly or salaried. It is suited to self-motivated people who are comfortable working independently and interested in professional growth and advancement. Training, mentorship, licensing guidance, and ongoing professional development are provided. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and are responsible for applicable pre-licensing coursework, examinations, and licensing requirements at their own expense. The position requires a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace. Licensing requirements, fees, compensation, and contractor terms may vary by state and are reviewed during hiring and onboarding. AO Globe Life has served union members, credit union clients, and veterans nationwide for more than 70 years through supplemental benefits intended to protect working families. The company describes its culture as people-centered and guided by integrity, flexibility, and team empowerment. It is committed to equal opportunity.

Requirements

  • Be at least 18 years of age and legally eligible to work in the United States.
  • Have a reliable high-speed internet connection and provide a computer or laptop with a webcam and a professional remote workspace.
  • Be confident in virtual meetings and familiar with digital tools.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate's expense.
  • Complete required training and participate in virtual meetings.
  • Have strong communication and interpersonal skills.
  • Be self-motivated, organized, and able to work independently.
  • Be coachable and interested in a performance-based career.
  • Prior customer service or consultative experience is helpful but not required.

Nice To Haves

  • Prior customer service or consultative experience.
  • A background as a recent or soon-to-be graduate in business, marketing, or communications.
  • An interest in a people-first, service-oriented environment and a mission of helping people.

Responsibilities

  • Guide clients through enrollment with clarity and professionalism.
  • Maintain organized, accurate digital records and follow-up communication.
  • Conduct virtual consultations with clients via Zoom.
  • Walk individuals and families through personalized supplemental benefit options.
  • Cultivate long-term client relationships.
  • Prioritize high-quality, client-focused interactions.
  • Participate in ongoing mentorship, training, and professional development.

Benefits

  • Weekly, performance-based earnings.
  • Monthly and quarterly bonuses.
  • Advancement pathways into leadership roles.
  • Potential income growth through renewals.
  • A 3% equity opportunity for those who qualify.
  • Training, mentorship, licensing guidance, and ongoing professional development.
  • Inbound client interest with no cold outreach.
  • A supportive, people-centered culture.
  • 100% remote work with flexible hours.
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