Virtual Benefits Advisor

AIL • Charleston, SC

19h • $80,000 - $100,000 • Remote

About The Position

AO Globe Life is hiring a fully remote Virtual Benefits Advisor to guide clients through enrollment and explain personalized supplemental benefit options. The role involves virtual consultations via Zoom, developing long-term client relationships, maintaining accurate digital records, and providing clear, professional, client-focused service. Inbound leads are provided, and cold calling is not required.

This is an independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. The company provides training, mentorship, licensing guidance, and professional development. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and are responsible for applicable pre-licensing coursework, examinations, and licensing requirements at their own expense. Specific licensing requirements, fees, compensation, and contractor terms may vary by state.

Requirements

• Be at least 18 years of age and legally eligible to work in the United States.
• Have strong communication and people skills.
• Be comfortable using virtual tools and participating in video meetings.
• Be capable of obtaining the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
• Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
• Have a self-starter mindset, strong organizational skills, and the ability to work independently.
• Be self-motivated, coachable, and interested in a performance-based career.
• No prior insurance experience is required.

Nice To Haves

• Customer service or consultative experience.
• A background as a recent or soon-to-be graduate in business, marketing, or communications.

Responsibilities

• Guide clients through enrollment with clarity and professionalism.
• Conduct virtual consultations with clients via Zoom.
• Explain personalized supplemental benefit options to individuals and families.
• Develop strong, long-term relationships with clients.
• Maintain organized, accurate digital records and follow-up communication.
• Prioritize high-quality, client-focused interactions.
• Participate in ongoing training, mentorship, virtual meetings, and professional development.

Benefits

• Full training, mentorship, licensing guidance, and ongoing professional development.
• Flexible hours.
• Income growth through renewals.
• Clear advancement pathways into leadership roles.
• Weekly pay tied to performance.
• A 3% equity opportunity for qualifying team members.
• Inbound leads only; no cold calling.
• Monthly and quarterly bonus potential.

What This Job Offers

• Education Level: No Education Listed