About The Position

Seeking a highly skilled Sr. Claims Specialist - Multi-Line Adjuster with expertise in General Liability, Property Damage, Bodily Injury, and Commercial Auto claims. The role involves handling a diverse caseload, including litigation, and requires strong coverage knowledge and a proactive approach to claims resolution. The position offers a hybrid work arrangement or fully remote work. The specialist will join a specialty insurer that provides tailored insurance solutions to complex industries, including construction, forest products, and oil and gas, as part of a collaborative, growth-oriented team that values integrity, accountability, and excellence. The salary range is $95,000–$115,000+, depending on experience. Benefits include a competitive benefits package, 401(k), paid time off, and professional development opportunities.

Requirements

  • At least 5 years of experience in coverage review, including interpreting policies, agreements, and disclaimers.
  • At least 5 years of experience in claims investigation, including obtaining statements and retaining experts or counsel.
  • At least 5 years of experience in claims administration, including compliance with laws and procedures.
  • At least 5 years of experience in claims settlement, including preparing legal documents and participating in court proceedings.
  • At least 5 years of experience in contract analysis and interpretation.
  • Strong knowledge of coverage, negligence principles, investigation, and negotiation techniques.
  • Active adjuster license, or ability to obtain and maintain one.
  • Proven ability to manage a diverse caseload and meet deadlines.
  • Excellent written and verbal communication skills.
  • Service-oriented mindset and commitment to prompt, effective claims resolution.
  • Ability to travel as needed for business purposes.
  • Experience handling liability claims in California.

Nice To Haves

  • Experience handling claims in Nevada, Arizona, Washington, Oregon, Idaho, Utah, and Colorado.

Responsibilities

  • Analyze and interpret policy conditions, exclusions, and endorsements to resolve coverage and liability issues.
  • Prepare reservation of rights letters, non-waiver agreements, and coverage disclaimers.
  • Review and evaluate claim reserves to ensure accurate reflection of potential exposure.
  • Investigate claims, including obtaining statements, records, and other evidentiary materials.
  • Document and report investigation and claims-handling activities.
  • Negotiate and resolve claims with claimants, insureds, and their legal representatives, including through mediation or arbitration.
  • Maintain compliance with regulatory and jurisdictional requirements.
  • Manage and provide direction to defense counsel, independent adjusters, and other third-party vendors.
  • Handle a caseload of 100–125 claims, including litigation cases.
  • Perform other duties as assigned.

Benefits

  • Competitive benefits package
  • 401(k)
  • Paid time off
  • Professional development opportunities
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