16318 - Sr Product Manager - Payments

Smith Johnson Tech•Roy, UT
•Onsite

About The Position

The Senior Product Manager will lead the strategy, development, and growth of consumer and small business payment products. The role spans taking products from concept to market and scaling existing offerings while driving measurable business impact. The product manager owns the full product lifecycle, from identifying opportunities and building business cases through go-to-market execution and performance optimization. The successful candidate is a strategic thinker who can also execute, takes ownership amid ambiguity, and brings strong business acumen. The role requires collaboration and influence across teams and stakeholders; it is not primarily focused on backlog management, user stories, Scrum ceremonies, or project coordination. This is initially a contractor position. A successful engagement could lead to an opportunity to convert to a full-time employee. The position is onsite, allows relocation, and prefers local candidates.

Requirements

  • 8+ years of product management experience; financial services or payments experience is preferred.
  • Proven experience owning products from idea to launch and beyond.
  • Strong background in product strategy, business case development, and execution.
  • Experience with payments, lending, or financial products, whether consumer or commercial.
  • Ability to balance strategy, analytics, and execution.
  • Strong communication and stakeholder management skills.

Nice To Haves

  • Experience in a regulated industry, such as financial services, fintech, or government.
  • Experience with P&L ownership or product financials.
  • Familiarity with SQL, Tableau, or data analysis tools.
  • Exposure to treasury, cash management, or payment rails.

Responsibilities

  • Define and drive product strategy and vision aligned with business goals.
  • Identify new product opportunities and build data-driven business cases.
  • Lead products from concept through launch and growth.
  • Partner with cross-functional teams, including marketing, operations, risk, and leadership.
  • Own product performance, including growth, revenue, and customer outcomes.
  • Develop and refine pricing and go-to-market strategies.
  • Analyze market trends, competitors, and customer needs to guide decisions.
  • Present insights and recommendations to senior leadership.

Benefits

  • Medical and dental coverage; Smith Johnson pays 70% of the cost.
  • Life and disability coverage; Smith Johnson pays 100% of the cost.
  • PTO and holiday time accrued monthly.
  • 3% retirement matching plan.
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