Senior Home Lending Advisor - Encinitas CA

JPMorganChase • Encinitas, CA

10d

About The Position

Join Chase Home Lending as a Senior Home Lending Advisor and serve as customers’ chief point of contact throughout the life of their loans. You will use your home-lending expertise to guide clients through the homeownership process, while working with the Home Lending team and retail branches. The position includes marketing and promoting Chase financial products while adhering to applicable regulatory requirements.

This role is subject to requirements under Section 19 of the Federal Deposit Insurance Act and the Dodd-Frank/Truth in Lending Act for Loan Originators. Employment offers are contingent on applicable reviews, and continued employment depends on compliance with Loan Originator requirements. The role also requires NMLS registration under the SAFE Act, including registration or updating an existing registration after starting, and timely annual renewal and required updates.

Requirements

• Bachelor’s degree or equivalent work experience in sales and/or real estate.
• At least 3 years of mortgage lending and proven sales experience in retail banking.
• Knowledge of the real estate market in the local area.
• Excellent written and oral communication skills.
• Knowledge of FHA, VA, FNMA, and FHLMC guidelines.
• NMLS registration under the SAFE Act, or the ability to register or update registration upon active employment; continued employment is contingent on compliance, including timely renewals and updates.
• Satisfaction of applicable Section 19 of the Federal Deposit Insurance Act and Dodd-Frank/Truth in Lending Act Loan Originator requirements, including required employment-contingent reviews.

Nice To Haves

• FHA/VA sales experience.
• Marketing, promoting, relationship-building, and consulting skills.
• Intermediate PC skills in a Windows environment.

Responsibilities

• Coach and mentor branch team members by providing training on products and services.
• Work with bankers, meet with their customers, and introduce new clients to bankers for additional products and services.
• Collaborate with the team to create an outstanding customer experience through marketing and lead-generation efforts, including direct mail, media advertisements, cross-selling, relocation programs, statement programs, Chase.com, electronic newsletters, and outbound lead sourcing.
• Build a strong partnership with assigned retail branches to promote mortgage loan originations in footprint territories, and function effectively within formal and dotted-line reporting relationships.
• Establish a reputation as an internal and external mortgage expert and maintain good customer relationships.
• Use consultative skills, financial analysis, product knowledge, and understanding of customers’ financial needs, goals, and circumstances to provide recommendations.
• Market and promote Chase financial products while adhering to regulatory requirements.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior