Senior Credit & Accounts Receivable Analyst
About The Position
PNY Technologies is seeking a Senior Credit & Accounts Receivable Analyst to manage customer financial accounts from onboarding and credit evaluation through billing, collections, and reconciliation. This senior individual contributor partners across Finance, Sales, Customer Service, and Operations to manage credit exposure, resolve account issues, improve cash flow, and maintain strong customer relationships. The position is based on-site in Parsippany, NJ. Relocation assistance is not available. The role supports customer onboarding and account maintenance; evaluates customer financial information and recommends credit limits and payment terms for management approval; monitors credit exposure and credit holds; and supports trade credit insurance and customer financing or payment-security arrangements. It also monitors receivables, reconciles accounts, resolves billing and payment issues, and collaborates with customers and internal teams to support timely collections. Additional duties include maintaining accurate ERP data, preparing account and risk reporting, supporting cash forecasting and working-capital management, and improving processes while following internal controls.
Requirements
- 3–5 years of experience in credit, accounts receivable, collections, or customer financial operations.
- Experience managing customer accounts, evaluating financial information, and resolving billing or payment issues.
- Advanced Microsoft Excel proficiency.
- Strong analytical and problem-solving skills.
- Excellent communication, organization, and follow-through, with the ability to balance customer relationships and financial risk.
Nice To Haves
- Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
- Knowledge of trade credit insurance and/or experience with commercial or standby letters of credit.
- Familiarity with customer financing and payment-security arrangements.
- ERP experience; Epicor is a plus.
- Experience in technology, manufacturing, distribution, or wholesale, with exposure to cash forecasting, working-capital management, or process improvement.
Responsibilities
- Support customer onboarding, maintain accurate account records and approved payment terms, and serve as a Finance contact for assigned accounts.
- Evaluate customer financial information and recommend credit limits and payment terms for management approval.
- Monitor credit exposure and credit holds.
- Support trade credit insurance and customer financing or payment-security arrangements, including letters of credit, factoring, floorplan financing, leasing, prepayments, bank credit arrangements, and escrow.
- Monitor aging and past-due balances, reconcile accounts, and resolve billing discrepancies, deductions, short payments, and disputes.
- Work with customers and internal teams to resolve financial issues, escalate significant risks, and support timely collection.
- Maintain accurate ERP data and prepare account and risk reporting.
- Support cash forecasting and working-capital management.
- Improve processes while following internal controls.
Benefits
- Medical, dental, and vision coverage.
- Basic life and AD&D coverage.
- Short- and long-term disability coverage.
- 401(k) retirement plan.
- Annual discretionary salary increases and bonuses.
- Paid company holidays and paid time off.
- Access to company-paid training.
- Optional tuition reimbursement.
- Optional 529 college savings plan.
- Optional pet insurance.
- Optional legal and ID theft coverage.
- Other voluntary insurance plans.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
