Risk & Underwriting Summer Internship Program

The Cigna Group • Franklin, TN

11d • Hybrid

About The Position

As an RULDP Explore intern, you will support underwriting teams as they evaluate risk, set strategic terms, and protect financial performance. The program provides hands-on work on a live underwriting team, foundational training in underwriting concepts, risk assessment, pricing, and business strategy, mentorship and networking opportunities, and a speaker series with leaders and industry experts. Interns will complete a project aimed at improving a process, strengthening a decision framework, or enhancing customer outcomes.

The position starts May 24, 2027, and is based in either Franklin, Tennessee, or Scottsdale, Arizona. It follows a hybrid schedule with at least three onsite days per week—Tuesday, Wednesday, and one additional day of the employee’s choice—and the option to work remotely on the remaining days. Relocation assistance is not offered. The anticipated hourly rate is $24, depending on relevant factors including experience and geographic location. Candidates must be eligible to work in the United States without current or future visa support. Selected candidates must complete pre-employment tasks approximately 45 days before the program starts, including a drug test requiring availability within the United States during that period.

Requirements

• Currently pursuing a bachelor’s degree and have completed three years in a preferred major and/or minor: Risk Management, Insurance, Business, Economics, Finance, Management, Mathematics, or Healthcare.
• Strong analytical aptitude and comfort applying quantitative reasoning to business situations.
• Comfort working with math and numbers.
• Clear written and verbal communication skills, including the ability to explain approaches and results.
• Interest in a future career in underwriting and healthcare.
• Eligible for employment in the United States without requiring visa support now or in the future.
• Able to meet the assigned office’s hybrid schedule, including at least three onsite days per week.

Nice To Haves

• GPA of 3.0 or higher.
• Proficiency in Microsoft Excel and Word.
• Problem-solving focus and customer-centric mindset.
• Learning agility and a growth mindset, with comfort seeking feedback and making improvements.

Responsibilities

• Support underwriting reviews by organizing case information, identifying missing data, and summarizing risk considerations.
• Use Excel to clean, analyze, and visualize data informing pricing inputs and portfolio insights.
• Contribute to a live caseload under guidance by tracking milestones, escalating issues, and maintaining momentum.
• Complete an internship project that improves a process, strengthens a decision framework, or enhances customer outcomes.
• Communicate progress and findings through concise written updates, team discussions, and a final presentation.

What This Job Offers

• Job Type: Full-time
• Career Level: Intern