Risk & Underwriting Summer Internship Program

Cigna Healthcare • Scottsdale, AZ

11d • Hybrid

About The Position

As an RULDP Explore intern, you will support underwriting teams as they evaluate risk, set strategic terms, and protect financial performance. The program provides meaningful work on a live underwriting team, foundational training in underwriting concepts, risk assessment, pricing, and business strategy, mentorship and networking opportunities, and a speaker series with leaders and industry experts. Interns also complete a project to improve a process, strengthen a decision framework, or enhance customer outcomes.

The position is based in Franklin, Tennessee, or Scottsdale, Arizona, and follows a hybrid schedule: at least three days per week onsite (Tuesday, Wednesday, and one additional day of the employee’s choice), with the remaining days available for remote work. The program starts May 24, 2027. The anticipated pay rate is $24 per hour, depending on relevant factors including experience and location. Relocation assistance is not offered.

Requirements

• Currently progressing toward a bachelor’s degree and have completed three years in a preferred major and/or minor: Risk Management, Insurance, Business, Economics, Finance, Management, Mathematics, or Healthcare.
• Strong analytical aptitude and comfort applying quantitative reasoning to business situations.
• Comfort working with math and numbers.
• Clear written and verbal communication skills, including the ability to explain approaches and results.
• Interest in a future career in underwriting and healthcare.
• Eligible to work in the United States without requiring visa support now or in the future.
• Able to meet the hybrid onsite schedule at the assigned office location.

Nice To Haves

• GPA of 3.0 or higher.
• Proficiency in Microsoft Excel and Word.
• Problem-solving focus with a customer-centric mindset.
• Learning agility and a growth mindset, with comfort seeking feedback and making improvements.

Responsibilities

• Support underwriting reviews by organizing case information, identifying missing data, and summarizing risk considerations.
• Use Excel to clean, analyze, and visualize data that informs pricing inputs and portfolio insights.
• Contribute to a live caseload under guidance by tracking milestones, escalating issues, and maintaining momentum.
• Complete an internship project that improves a process, strengthens a decision framework, or enhances customer outcomes.
• Communicate progress and findings professionally through written updates, team discussions, and a final presentation.

What This Job Offers

• Job Type: Full-time
• Career Level: Intern