Risk & Underwriting Summer Internship Program

Cigna Group • Franklin, TN

9d • Hybrid

About The Position

As an RULDP Explore intern, you will support underwriting teams as they evaluate risk, set strategic terms, and protect financial performance. The internship offers meaningful work on a live underwriting team, foundational training in underwriting concepts, risk assessment, pricing, and business strategy, and mentorship, community, and networking opportunities with early-career talent and senior leaders. Interns may also participate in a speaker series featuring leaders and industry experts.

The role is based in Franklin, Tennessee, or Scottsdale, Arizona, and follows a hybrid schedule: at least three onsite days each week (Tuesday, Wednesday, and one additional day of the employee’s choice), with the option to work remotely on the remaining days. Relocation assistance is not offered. The anticipated hourly rate is $24, depending on relevant factors including experience and geographic location. The program starts May 24, 2027. Selected candidates must complete mandatory pre-employment tasks approximately 45 days before the start date, including a drug test requiring availability in the United States during that period. The position is open only to candidates eligible to work in the United States without visa support now or in the future.

Requirements

• Currently progressing toward a bachelor’s degree and has completed three years in a preferred major and/or minor: Risk Management, Insurance, Business, Economics, Finance, Management, Mathematics, or Healthcare.
• Strong analytical aptitude and comfort applying quantitative reasoning to business situations.
• Comfort working with math and numbers.
• Clear written and verbal communication skills, with the ability to explain your approach and results.
• Interest in a future career in underwriting and healthcare.
• Must be eligible for employment in the United States without requiring visa support now or in the future.

Nice To Haves

• GPA of 3.0 or higher.
• Proficiency in Microsoft Excel and Word.
• A problem-solving focus with a customer-centric mindset.
• Learning agility and a growth mindset, with comfort seeking feedback and making improvements.

Responsibilities

• Support underwriting reviews by organizing case information, identifying missing data, and summarizing risk considerations.
• Use Excel to clean, analyze, and visualize data that informs pricing inputs and portfolio insights.
• Contribute to a live caseload under guidance by tracking milestones, escalating issues, and maintaining momentum.
• Complete an internship project that improves a process, strengthens a decision framework, or enhances customer outcomes.
• Communicate progress and findings concisely and professionally through written updates, team discussions, and a final presentation.

What This Job Offers

• Career Level: Intern