Retail Mortgage Loan Originator

Truist Bank•Wilmington, NC

13d

About The Position

Responsible for the sales and marketing of Truist Mortgage Loan products within bank policies and procedures, as well as making consistent, effective referrals of mortgage clients for other bank services, including qualifying packages of services and insurance products. The role develops mortgage business, advises clients on appropriate mortgage products, complies with applicable policies and regulations, and supports follow-up on documents identified through quality control or post-closing review.

Requirements

At least 1 year of experience in a banking and/or lending environment, with basic knowledge of residential property types.
Good organizational, written, and verbal communication skills.
Solid interpersonal and negotiation skills.
Demonstrated proficiency in relevant computer applications.
Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in the role, including new or transferred registration, and pass the applicable NMLS acceptable background check.
Able to work all scheduled hours, including overtime as directed by a manager or supervisor and required by business need.
Able to access and interpret client information on a computer and hear and speak with individuals in person and by phone.
Able to use standard office equipment, including a PC keyboard and mouse, copy/fax machines, and printers.

Nice To Haves

Bachelor's degree in Business, Marketing, Accounting, or related studies, or equivalent financial sales experience.
Two or more years of experience in residential mortgage lending, with solid knowledge of the local market and regulations.
Previous sales awards and leadership positions.

Responsibilities

Execute effective mortgage marketing and development plans to meet or exceed agreed-upon mortgage production goals.
Maintain thorough knowledge of Mortgage Strategies, Policies and Procedures, and the secondary market investor guidelines used by Truist.
Comply with Truist policies and procedures related to internal and external rules and regulations, particularly State and Federal law.
Provide clients with sound mortgage advice based on an understanding of their needs and Truist Mortgage products and benefits.
Follow Truist's referral process by introducing mortgage clients to other bank solutions to deepen client opportunities.
Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determined through quality control or post-closing review.

Benefits

Medical insurance
Dental insurance
Vision insurance
Life insurance
Disability insurance
Accidental death and dismemberment coverage
Tax-preferred savings accounts
401(k) plan
At least 10 days of vacation during the first year, prorated based on hire date and full-time or part-time status
10 sick days, prorated
Paid holidays
Depending on position and division, the role may also be eligible for a defined benefit pension plan, restricted stock units, and/or a deferred compensation plan.