Retail Mortgage Loan Originator

Truist • Covington, KY

6d

About The Position

Responsible for the sales and marketing of Truist Mortgage Loan products in accordance with bank policies and procedures. The role also includes consistently referring mortgage clients to other bank services, including qualifying packages of services and insurance products. The position is regular and requires English fluency.

Requirements

• At least 1 year of experience in a banking and/or lending environment, with basic knowledge of residential property types.
• Good organizational, written, and verbal communication skills.
• Solid interpersonal and negotiation skills.
• Demonstrated proficiency in relevant computer applications.
• Comply with the SAFE Mortgage Licensing Act within 30 days of employment in this role, including new or transferred registration, and meet applicable NMLS background-check requirements.
• Able to work all scheduled hours, including overtime as directed by a manager or supervisor and required by business needs.
• Able to sit, stand, and walk frequently; lift up to 25 pounds; access and interpret client information on a computer; hear and speak with people in person and by phone; and use standard office equipment.

Nice To Haves

• Bachelor’s degree in Business, Marketing, Accounting, or a related field, or equivalent financial sales experience.
• Two or more years of experience in residential mortgage lending, with solid knowledge of the local market and regulations.
• Previous sales awards and leadership positions.

Responsibilities

• Execute effective mortgage marketing and development plans to meet or exceed agreed-upon mortgage production goals.
• Maintain thorough knowledge of Mortgage Strategies, Policies and Procedures, and the secondary-market investor guidelines used by Truist.
• Comply with Truist policies and procedures related to internal and external rules and regulations, particularly state and federal law.
• Provide sound mortgage advice based on clients’ needs and a full understanding of Truist Mortgage products and their benefits.
• Use Truist’s referral process to introduce mortgage clients to other bank solutions and deepen client opportunities.
• Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up identified through quality control or post-closing review.

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• Life insurance
• Disability insurance
• Accidental death and dismemberment coverage
• Tax-preferred savings accounts
• 401(k) plan
• At least 10 days of vacation in the first year, prorated based on hire date and full-time or part-time status
• 10 sick days, prorated
• Paid holidays
• Potential eligibility for a defined benefit pension plan, restricted stock units, and/or deferred compensation plan, depending on position and division

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed