Retail Mortgage Loan Originator
About The Position
Responsible for sales and marketing of Truist Mortgage Loan products in accordance with bank policies and procedures. The role also makes consistent, effective referrals of mortgage clients for other bank services, including qualifying packages of services and insurance products. Compensation is solely commission-based at the applicable standard rate and terms, which may include a salary draw. The position executes mortgage marketing and development plans to meet or exceed production goals, maintains knowledge of Truist mortgage strategies, policies, procedures, and secondary-market investor guidelines, and complies with applicable internal and external requirements, including state and federal law. It provides mortgage advice based on client needs and knowledge of Truist products, follows the bank's referral process to introduce clients to other solutions, and assists Mortgage Loan Fulfillment with document follow-up as identified through quality control or post-closing review.
Requirements
- At least 1 year of experience in a banking and/or lending environment, with basic knowledge of residential property types.
- Good organizational, written, and verbal communication skills.
- Solid interpersonal and negotiation skills.
- Demonstrated proficiency in relevant computer applications.
- Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in the role, including new or transferred registration, and meet applicable NMLS background-check requirements.
Nice To Haves
- Bachelor's degree in Business, Marketing, Accounting, or related studies, or equivalent financial sales experience.
- Two or more years of residential mortgage lending experience, with solid knowledge of the local market and regulations.
- Previous sales awards and leadership positions.
Responsibilities
- Execute mortgage marketing and development plans to meet or exceed agreed-upon mortgage production goals.
- Maintain thorough knowledge of Mortgage Strategies, Policies and Procedures and the secondary-market investor guidelines used by Truist.
- Comply with Truist policies and procedures and applicable internal and external rules and regulations, particularly state and federal law.
- Provide mortgage clients with sound advice based on an understanding of their needs and Truist Mortgage products and benefits.
- Refer mortgage clients to other bank solutions in accordance with Truist's referral process.
- Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up identified through quality control or post-closing review.
Benefits
- Medical insurance
- Dental insurance
- Vision insurance
- Life insurance
- Disability insurance
- Accidental death and dismemberment coverage
- Tax-preferred savings accounts
- 401(k) plan
- At least 10 days of vacation during the first year, prorated based on hire date and full-time or part-time status
- 10 sick days, prorated
- Paid holidays
- Depending on position and division, defined benefit pension plan, restricted stock units, and/or deferred compensation plan
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What This Job Offers
Job Type
Full-time
Education Level
No Education Listed
