Retail Mortgage Loan Originator

Truist • McLean, VA

5d

About The Position

Responsible for the sales and marketing of Truist Mortgage Loan products within bank policies and procedures, and for making consistent, effective referrals of mortgage clients to other bank services, including qualifying packages of services and insurance products. This position is paid solely on commissions based on the applicable standard commission rate and terms, which may include a salary draw.

The role executes mortgage marketing and development plans to meet or exceed production goals; maintains knowledge of Truist mortgage strategies, policies, procedures, and secondary-market investor guidelines; complies with applicable Truist policies and state and federal regulations; provides mortgage advice based on client needs and available products; follows Truist’s referral process; and assists Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determined through quality-control or post-closing review.

Requirements

• At least 1 year of experience in a banking and/or lending environment, with basic knowledge of residential property types.
• Good organizational, written, and verbal communication skills.
• Solid interpersonal and negotiation skills.
• Demonstrated proficiency in relevant computer applications.
• Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role, including new or transferred registration, and pass the applicable NMLS acceptable background check.

Nice To Haves

• Bachelor’s degree in Business, Marketing, Accounting, or related studies, or equivalent financial sales experience.
• Two or more years of experience in residential mortgage lending, with solid knowledge of the local market and regulations.
• Previous sales awards and leadership positions.

Responsibilities

• Execute mortgage marketing and development plans to meet or exceed agreed-upon mortgage production goals.
• Maintain thorough knowledge of Truist Mortgage strategies, policies, procedures, and applicable secondary-market investor guidelines.
• Comply with Truist policies and procedures related to internal and external rules and regulations, particularly state and federal law.
• Provide mortgage clients with sound advice based on their needs and an understanding of Truist Mortgage products and their benefits.
• Follow Truist’s referral process by introducing mortgage clients to other bank solutions to deepen client opportunities.
• Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determined through quality control or post-closing review.

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• Life insurance
• Disability insurance
• Accidental death and dismemberment coverage
• Tax-preferred savings accounts
• 401(k) plan
• At least 10 days of vacation during the first year, prorated based on hire date and full-time or part-time status
• 10 sick days, prorated
• Paid holidays
• May be eligible for a defined benefit pension plan, restricted stock units, and/or deferred compensation plan, depending on position and division

What This Job Offers

• Job Type: Full-time
• Education Level: No Education Listed