Remote Client Benefits Advisor

AIL•Baltimore, MD
•$90,000 - $120,000•Remote

About The Position

AO Globe Life is seeking motivated professionals for a fully remote, client-focused role supporting families and individuals across the United States. The role involves helping clients understand and access benefit programs, building client relationships, and providing dependable service. The position offers flexible scheduling, structured training, and scheduled client consultations; cold outreach and door-to-door sales are not required. This is a 100% remote independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and pay for applicable pre-licensing coursework, examinations, and state licensing requirements. No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided. Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed during hiring and onboarding.

Requirements

  • Strong verbal communication and interpersonal skills.
  • Organized, dependable, and comfortable working independently in a remote environment.
  • Confidence using video conferencing platforms and digital tools.
  • Motivation for service-oriented, purpose-driven work.
  • Must be physically located in and legally authorized to work in the United States.
  • Must be at least 18 years of age and legally eligible to work in the United States.
  • Reliable high-speed internet connection.
  • Provide a Windows-based laptop or desktop computer with webcam; the opportunity details also specify that candidates provide their own computer, webcam, and professional remote workspace.
  • Complete required training.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
  • Self-motivated, coachable, comfortable working independently, and interested in a performance-based career.

Nice To Haves

  • Customer service, sales, or client relations experience is helpful but not required.
  • Interest in professional growth and advancement.

Responsibilities

  • Conduct scheduled virtual consultations with clients using Zoom.
  • Identify client needs and guide clients through available benefit options.
  • Explain coverage details and enrollment steps clearly and professionally.
  • Maintain accurate digital records and manage follow-up communication.
  • Provide exceptional client service and build long-term relationships.
  • Participate in ongoing training sessions and team meetings.
  • Complete required training and participate in virtual meetings.

Benefits

  • Flexible scheduling
  • Structured onboarding and training
  • Weekly virtual training sessions
  • Mentorship opportunities
  • Licensing guidance
  • Ongoing professional development
  • Opportunities for long-term career growth, continued learning, advancement, and leadership responsibilities
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