Remote Client Benefits Advisor

AIL•Gilbert, AZ
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is hiring Work-From-Home Benefits Specialists to help individuals and families make informed decisions about life, supplemental health, and accident insurance options. The role involves engaging prospective clients using company-provided warm leads, arranging virtual appointments, reviewing coverage needs, explaining available products, and supporting clients as they decide. Training, mentorship, coaching, licensing guidance, and ongoing professional development are provided. No prior insurance experience is required. This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. Candidates must be at least 18 and legally eligible to work in the United States, provide their own computer or laptop, webcam, reliable high-speed internet, and professional remote workspace, and complete required training and virtual meetings. A state Life & Health Insurance License is required before conducting licensed insurance activities; candidates are responsible for applicable pre-licensing coursework, examinations, and state licensing requirements at their own expense. Licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed during hiring and onboarding. The organization states it provides equal opportunity without regard to protected characteristics.

Requirements

  • Strong communication and listening skills.
  • A dependable, professional attitude.
  • Attention to detail.
  • Comfort with virtual communication tools.
  • Willingness to learn and apply coaching.
  • Ability to manage responsibilities independently.
  • Be at least 18 years of age and legally eligible to work in the United States.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate's expense.

Responsibilities

  • Engage with prospective clients through warm, company-provided leads.
  • Schedule virtual appointments and follow up consistently.
  • Review customer needs and coverage priorities.
  • Clearly explain available insurance products.
  • Support clients as they make informed decisions.
  • Complete required training and participate in virtual meetings.

Benefits

  • Fully remote work environment.
  • Warm leads provided.
  • Weekly paychecks.
  • Unlimited earning potential.
  • Medical premium reimbursement.
  • Online training and accessible learning materials.
  • Daily coaching and mentorship.
  • Performance incentives.
  • No overhead expenses.
  • Union representation through OPEIU Local 277.
  • Licensing guidance and ongoing professional development.
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