Relationship Banker

Valley National Bank•Pell City, AL

About The Position

The Relationship Banker grows existing customer relationships and acquires new customers through sales execution, lead management, and proactive cross-selling. The role delivers professional, solution-oriented customer service, assesses customers’ financial needs, recommends appropriate solutions, opens deposit accounts, and discusses loan products. It also promotes online and mobile banking and supports customers with transactions and service needs. The position includes cash handling and branch operations duties, including maintaining a cash drawer, using teller equipment, and serving as Vault Teller by managing cash levels, orders, shipments, and distribution within established limits. The Relationship Banker also supports referral processes, helps coach and mentor branch staff, participates in community events and CRA initiatives, and follows compliance requirements, the bank’s code of conduct, and applicable policies and procedures.

Requirements

High school diploma or GED equivalent.
At least one year of experience in customer service, retail sales and service with cash handling, or a similar role.
Excellent verbal and written communication skills, including the ability to write correspondence and demonstrate products and services accurately and appropriately.
Strong interpersonal and customer service skills, including attentiveness, information retention, tact, and diplomacy with customers and employees.
Strong analytical, problem-solving, and decision-making skills to uncover and resolve complex customer issues.
Ability to make sound on-the-spot transaction decisions, balancing customer satisfaction with the bank’s exposure to loss or fraud.
Ability to interpret written, oral, diagrammed, or scheduled instructions.
Strong understanding of retail banking and customer service, with the ability to engage customers in conversations about products and services.
Detail orientation, strong organizational skills, and a high degree of accuracy.
Ability to manage multiple projects simultaneously.
Proficient computer skills.

Nice To Haves

One year of business services experience in branch banking and knowledge of branch operations, or successful completion of a Valley Retail training program.
Associate’s or bachelor’s degree concentrated in accounting, business, finance, economics, or a related field.
FIS/IBS (Integrated Banking Solutions) experience.

Responsibilities

Grow existing customer relationships and acquire new ones through consistent sales execution, lead management, and proactive cross-selling.
Deliver friendly, professional, solution-oriented service in alignment with the bank’s mission.
Maintain knowledge of bank products and services, educate customers, and cross-sell to meet their financial needs.
Establish customer trust, assess needs, and recommend appropriate financial solutions.
Conduct financial needs assessments, identify sales opportunities, and provide full-service customer support.
Open checking, savings, CD, and IRA accounts, and discuss and sell loan products to existing and prospective customers.
Demonstrate and promote online and mobile banking capabilities.
Meet customer expectations and achieve service quality standards.
Participate in or oversee the sales referral process and help ensure customers’ financial needs are met.
Assist management in coaching and mentoring branch staff.
Process customer transactions efficiently while using technology to enhance service.
Maintain and balance a cash drawer and use teller scanning equipment, cash recyclers, cash dispensers, and coin machines.
Serve as Vault Teller by managing currency and coin orders, shipments, and distribution to tellers while maintaining adequate branch cash levels within established limits.
Participate in community events and support CRA initiatives, activities, and programs.
Report significant matters, issues, and unusual customer activity to management.
Maintain knowledge of compliance and regulatory requirements and adhere to the bank’s code of conduct, policies, and procedures.