Product Manager - Lending
About The Position
The Product Manager supports Business Banking Lending and owns the product vision and roadmap for Pricing and Risk Decision capabilities. The role manages the capabilities’ end-to-end lifecycle, from discovery and prioritization through delivery and adoption, ensuring Lending teams have tools, workflows, and decision support to evaluate risk, set pricing, and approve transactions confidently. The position uses AI tools hands-on to accelerate discovery, investigate existing system functionality, generate requirements, and draft test cases. It partners with technology, risk, finance, and other stakeholders to build scalable, resilient, and stable features that improve decision quality, reduce cycle time, and support business growth. The Product Manager is accountable for execution, adoption, and business outcomes.
Requirements
- 10+ years of experience or equivalent expertise in product management or a closely related domain.
- Advanced knowledge of the product development lifecycle, including discovery, requirements definition, delivery planning, and value realization.
- Hands-on proficiency using AI tools for product discovery, including investigating existing system functionality, synthesizing research, generating requirements, and drafting test cases, with demonstrated ability to improve discovery outcomes.
- Ability to identify appropriate solution options, make sound decisions, lead cross-functional teams through ambiguity, and align stakeholders on scope and sequencing.
- Proven track record owning execution, partnering with technology to deliver durable capabilities, and taking accountability for adoption and business outcomes.
Nice To Haves
- Prior experience working in a highly matrixed, complex organization.
- Experience building and scaling capabilities in regulated financial services, including lending, credit, or risk, and understanding operational and control expectations for decisioning systems used in underwriting, pricing, and approvals.
- Engineering background combined with an MBA or equivalent advanced business degree.
- Proven track record working through ambiguous problems and driving product growth through innovative solutions and strategic feature development.
Responsibilities
- Define the product strategy and vision for Lending Pricing and Risk Decision capabilities and translate business priorities into a sequenced roadmap.
- Own discovery, including stakeholder interviews and workflow analysis, and turn insights into epics, user stories, and measurable outcomes.
- Use AI tools to investigate existing system capabilities, synthesize research, draft requirements and user stories, and generate test cases.
- Establish and govern the product backlog, balancing speed-to-value, operational readiness, risk posture, and long-term platform health.
- Improve decisioning experiences by identifying friction, streamlining workflows, and enabling more automated, consistent, and transparent credit and pricing decisions.
- Ensure capabilities support regulatory, credit policy, and control requirements, and facilitate feedback loops for continued product and process improvement.
- Evaluate solution options, make decisions on trade-offs, and align cross-functional partners on the path forward.
- Own execution and delivery outcomes by partnering with technology through build and launch, and remain accountable for business impact and adoption.
- Define and track roadmap success metrics, including decision turnaround time, approval rates, pricing accuracy, user adoption, and operational efficiency.
Benefits
- Competitive total rewards package, including base salary determined by role, experience, skill set, and location.
- Eligible roles may receive commission-based pay and/or discretionary incentive compensation in cash and/or forfeitable equity.
- Comprehensive health care coverage.
- On-site health and wellness centers.
- Retirement savings plan.
- Backup childcare.
- Tuition reimbursement.
- Mental health support.
- Financial coaching.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
