Product Manager - Lending

JPMorganChase • Columbus, OH

1d

About The Position

As a Product Manager supporting Business Banking Lending, you will own the product vision and roadmap for Pricing and Risk Decision capabilities that enable smarter, faster, and more consistent credit and pricing outcomes. You will manage the end-to-end lifecycle of these capabilities, from discovery and prioritization through delivery and adoption, ensuring Lending teams have the tools, workflows, and decision support they need to evaluate risk, set pricing, and approve transactions with confidence.

The role calls for hands-on use of AI tools to accelerate discovery, investigate existing system functionality, generate requirements, and draft test cases, alongside strong decision-making and ownership of execution. You will partner with technology, risk, finance, and other stakeholders to build scalable, resilient, and stable features that improve decision quality, reduce cycle time, and support business growth.

Requirements

• 10+ years of experience or equivalent expertise in product management or a closely related domain.
• Advanced knowledge of the product development lifecycle, including discovery, requirements definition, delivery planning, and value realization.
• Hands-on proficiency using AI tools for product discovery, including investigating existing system functionality, synthesizing research, generating requirements, and drafting test cases, with demonstrated ability to improve discovery outcomes.
• Ability to identify appropriate solution options, make sound decisions, lead cross-functional teams through ambiguity, and align stakeholders on scope and sequencing.
• Proven track record of owning execution, partnering with technology to deliver durable capabilities, and taking accountability for adoption and business outcomes.

Nice To Haves

• Experience working in a highly matrixed, complex organization.
• Experience building and scaling capabilities in regulated financial services, including lending, credit, or risk, and understanding operational and control expectations for decisioning systems used in underwriting, pricing, and approvals.
• Engineering background combined with an MBA or equivalent advanced business degree.
• Proven track record of resolving ambiguous problems and driving product growth through innovative solutions and strategic feature development.

Responsibilities

• Define the product strategy and vision for Lending Pricing and Risk Decision capabilities, translating business priorities into a sequenced roadmap.
• Own discovery, including stakeholder interviews and workflow analysis, and turn insights into epics, user stories, and measurable outcomes.
• Use AI tools to investigate existing system capabilities, synthesize research, draft requirements and user stories, and generate test cases.
• Establish and govern the product backlog, balancing speed-to-value with operational readiness, risk posture, and long-term platform health.
• Improve decisioning experiences by identifying friction, streamlining workflows, and enabling more automated, consistent, and transparent credit and pricing decisions.
• Ensure capabilities support regulatory, credit policy, and control requirements, and facilitate feedback loops for ongoing improvement.
• Evaluate solution options, make trade-off decisions, and align cross-functional partners across technology, risk, and finance.
• Own execution and delivery outcomes by partnering with technology through build and launch, and remain accountable for adoption and business impact.
• Define and track roadmap success metrics, including decision turnaround time, approval rates, pricing accuracy, user adoption, and operational efficiency.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed