Payment Operations Specialist I (Hybrid)

Westerra Credit Union•Denver, CO
•$20 - $22•Hybrid

About The Position

The Payment Operations Specialist I provides timely and accurate payment operations services to credit union members and internal departments. The role conducts research, verification, and member issue resolution, and supports front-line and back-office staff with card and payment matters. It responds professionally and efficiently to requests from front-line staff while maintaining a high level of service quality and following established operating procedures and credit union policies. The position processes payment-related transactions and files, supports card functions and related systems, handles mail and returned mail, and remains available through a phone queue to assist staff and members. The work is performed in a hybrid arrangement, typically at least two days per week on the Westerra campus and remotely otherwise. Employees must reside in Colorado or relocate there before starting.

Requirements

  • External candidates: at least 1 year of payment-related activities within a financial institution.
  • Internal candidates: at least 6 months of experience with Westerra Credit Union.
  • Excellent written and oral communication skills.
  • Excellent member and customer service skills.
  • Basic computer skills.
  • Ability to work independently and as part of a team.
  • Ability to learn and demonstrate learning on the job.
  • Detail-oriented, with strong organizational and time-management skills.
  • Ability to maintain a high level of confidentiality.
  • Ability to complete routine tasks accurately and on time while following established procedures under regular supervision.
  • Ability to exercise basic judgment on routine work and seek guidance for unfamiliar situations.
  • Ability to organize and prioritize daily tasks to meet service and operational expectations.

Nice To Haves

  • Experience using Excel, Microsoft Office, VROL, and CO-OP applications.

Responsibilities

  • Consistently demonstrate the Westerra Way Experience and comply with all policies and regulations.
  • Complete mail transactions using Remit Plus and Interactive Teller Capture software, following accompanying paperwork; identify members, make account changes, and post transactions accurately.
  • Review and process Remote Deposit Capture.
  • Manage Zelle, ACH, and shared branching adjustments, disputes, and research.
  • Route incoming, outgoing, and interoffice mail and process returned mail.
  • Conduct member research and assist front-line and back-office staff in resolving member issues.
  • Process daily ACH, Share Draft In-clearings, wire transfer, and Cash Letter remittance files, including retrieval, balancing, return-item processing, research, and adjustments.
  • Maintain availability through the phone queue to support staff and member needs.
  • Serve as a primary resource for card functions, supporting staff inquiries about card transaction processing, products and services, Falcon review, and marketing solutions.
  • Process and manage service events.
  • Maintain working knowledge of card-related products and the credit union’s card-processing systems.
  • Perform projects, special assignments, and other duties as assigned.

Benefits

  • Three health plans through UMR, with coverage options that include HSA and FSA options.
  • Two dental plans through Delta Dental.
  • Basic life and AD&D insurance.
  • Short-term and long-term disability insurance.
  • 20+ days of paid time off per year.
  • 16 hours of volunteer time off per year.
  • 11+ paid holidays.
  • 401(k) with up to 6% employer match.
  • Up to 2% off the rate on a new Westerra mortgage for a primary residence, second home, or investment property.
  • 2% off auto, RV, and motorcycle loans.
  • Up to $5,250 per year in educational reimbursement.
  • Four weeks of paid parental leave.
  • Mental health resources, including an Employee Assistance Program.
  • Individualized learning and development programs.
  • Annual bonus potential tied to Westerra’s financial performance.
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