Online Client Consultant

AIL•Long Beach, CA
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is hiring Financial Services Representatives to support clients seeking life, accident, and supplemental health insurance. This 100% remote, independent contractor opportunity provides training, tools, warm leads, and mentorship for candidates beginning a sales career. Representatives work directly with clients to understand their concerns, explain available options, and help them make informed decisions. Compensation is commission-based and performance-driven, not hourly or salaried. No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and are responsible for applicable pre-licensing coursework, examination, and state licensing costs. Specific licensing requirements, fees, compensation, and contractor terms may vary by state.

Requirements

  • Be at least 18 years of age and legally eligible to work in the United States.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
  • Strong communication and listening skills.
  • Customer service mindset.
  • Confidence using technology.
  • Attention to detail.
  • Initiative and problem-solving ability.
  • Ability to work well in a remote team environment.
  • Self-motivated, coachable, and comfortable working independently.

Nice To Haves

  • Interest in a performance-based career with opportunities for professional growth and advancement.

Responsibilities

  • Engage with prospective clients through virtual appointments.
  • Establish rapport and identify client needs.
  • Explain insurance products and coverage options.
  • Provide responsive follow-up and ongoing support.
  • Meet performance goals while maintaining a client-first approach.
  • Participate in continuing education and team coaching.
  • Complete required training and participate in virtual meetings.

Benefits

  • Warm leads from day one.
  • Weekly earnings with uncapped income potential.
  • Robust training and digital resources.
  • Mentorship and daily coaching.
  • Medical premium reimbursement qualification.
  • Performance incentive programs.
  • No overhead costs.
  • Union representation through OPEIU Local 277.
  • Continuing education and ongoing professional development.
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