Corvallis

OnPoint Credit Union•Salem, OR

22h

About The Position

OnPoint Community Credit Union is seeking a Spanish-bilingual Mortgage Loan Officer to build and maintain member relationships and help members identify mortgage loans that fit their financial goals. The role focuses on developing mortgage lending opportunities through referrals and community relationships, particularly within the real estate community, and advising prospective borrowers throughout the loan process. This is a 100% commission-based role, with estimated annual earnings ranging from $34,800 to $350,000 based on projected sales volume.

Requirements

High school diploma or GED.
At least 3 years of conventional and FHA-insured real estate lending experience, with knowledge of processing, underwriting, and/or closing procedures.
Spanish bilingual.
Thorough understanding of conventional and government lending practices, policies, and guidelines from origination through closing.
Detail-oriented, self-directed, efficient, and able to meet deadlines.
Ability to manage a pipeline of more than 40 loans.
Highly organized, with the ability to prioritize competing tasks.
Strong verbal and written communication skills.
Demonstrated math and accounting skills.

Responsibilities

Identify, develop, and maintain a quality pipeline of member relationships that generates recurring referrals for mortgage lending opportunities.
Attract new mortgage loan originations by developing community relationships, especially within the real estate community, and making sales calls to prospective business partners.
Interview prospective borrowers; analyze financial and credit reports, tax returns, and verifications; determine financing objectives; advise members about product and pricing policies and guidelines; and gather additional required information.
Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements to provide exceptional member service.
Demonstrate professional ethics, comply with federal and state compliance policies, and adhere to all requirements.