Mortgage Lender

Merchants Bank•Northfield, MN

About The Position

Merchants Bank is hiring a Mortgage Lender in Northfield. The position serves potential real estate loan customers for both in-house loans and loans sold to the Secondary Market. It emphasizes relationship banking and collaboration with teammates in the market to cultivate mortgage opportunities. The Mortgage Lender also cross-sells consumer banking products and services, analyzes customer needs, and recommends appropriate Bank products and services. The position requires travel and involves working primarily inside the Bank, with meetings and customer assistance outside the Bank under varying conditions and hours.

Requirements

3–5 years of residential lending experience.
High degree of ability or aptitude in financial analysis.
Sales ability and customer orientation.
Confidentiality and interpersonal communication skills.
Excellent customer relations skills and the ability to maintain a positive, professional image.

Nice To Haves

College degree or equivalent business experience.
Experience or knowledge in construction lending.

Responsibilities

Attend to potential real estate loan customers for in-house loans and loans sold to the Secondary Market.
Interview loan applicants, develop rapport, and obtain necessary information.
Manage the loan pipeline, follow up with applicants, and see loans through to closing.
Cross-sell other banking services and recommend products based on customer needs.
Apply knowledge of construction lending.
Monitor loan activity and recommend changes to assist management.
Follow established procedures for secondary-market loans and comply with applicable financial institution laws and required compliance procedures.
Network and participate with local realtors and other referral sources to maintain a consistent pipeline and monthly closings.
Maintain regular and dependable attendance and contribute to a positive working environment.
Greet internal and external customers in a friendly, outgoing manner and take responsibility for providing outstanding service.
Represent the Bank professionally and handle sensitive situations skillfully.
Travel to meet and assist customers and participate in networking activities; may be asked to participate in community projects.