Commercial Lender

Central Penn Bank & Trust • Millheim, PA

5d

About The Position

Central Penn Bank & Trust is seeking a Commercial Lender to join its lending team. The role manages a medium-sized individual loan portfolio, serves business customers, develops new business, and meets assigned sales goals. The Commercial Lender maintains relationships with existing and prospective customers, identifies cross-selling opportunities, provides direct service for commercial deposit and loan products, and approves or rejects loan applications within individual lending authority. The position also supports loan closings, maintains customer and activity records, responds to inquiries, and coordinates with bank personnel and other departments.

The role follows applicable laws, bank policies, risk-management practices, safety-and-soundness requirements, and regulatory requirements. It also involves participating in community organizations and activities in a manner that reflects favorably on the Bank.

Requirements

• A B.S. or B.A. degree in a related field is normally required.
• Specialized bank lending education or training.
• Proficient reading, writing, grammar, and mathematics skills.
• Proficient interpersonal, communication, and sales skills.
• Thorough knowledge of the features and benefits of bank commercial products and services.
• Thorough knowledge of current banking regulations, procedures, and operations.
• Moderate PC skills.
• Visual and auditory skills.
• Valid driver's license.
• At least five years of related experience is normally required.

Responsibilities

• Manage a medium-sized individual loan portfolio and maintain relationships with existing customers to identify cross-selling opportunities.
• Achieve assigned sales goals.
• Make outside calls and solicit new business from current and prospective customers.
• Provide loan information promptly for inclusion in the pipeline report.
• Participate as a member of the Bank's sales team, including group sales calls when appropriate for business development.
• Maintain thorough knowledge of the features and benefits of Bank commercial products and services to identify and meet customer needs.
• Provide commercial customers with direct service related to deposits, loans, and other products and services; approve or reject loan applications within individual lending authority.
• Help customers obtain specialized services from other Bank departments and assist with inquiries or service problems.
• Process or complete loan paperwork needed to expedite loan closings.
• Maintain working knowledge of Bank operating policies and procedures affecting commercial services.
• Keep accurate records of customer service calls and meetings with current and prospective customers.
• Follow laws and organizational policies and procedures intended to prevent harassment and illegal discrimination in the workplace.
• Support internal policies, procedures, and practices related to risk management, safety and soundness, and regulatory compliance.
• Communicate with management and staff to integrate goals and activities.
• Respond to inquiries in the assigned area and requests from Bank personnel and customers within established time frames and policies.
• Maintain appropriate records and provide assigned reports.
• Participate actively in community organizations and activities in a manner that reflects favorably on the Bank.

What This Job Offers

• Job Type: Full-time