Commercial Lender

Glacier Bancorp, Inc. • Sulphur Springs, TX

8d

About The Position

The Commercial Lender is a member of the Lending division responsible for developing and managing a commercial loan portfolio. The role prospects for quality loan opportunities and generates and maintains a quality portfolio, with a focus on commercial and industrial (C&I) loans and owner-occupied commercial real estate (CRE) loans. Knowledge of SBA loans is required.

The position develops customer relationships and new business, presents loans for approval, manages existing credit relationships, and works with management on strategic goals for loan growth and profitability. It also supports the bank’s positive image and growth, keeps current on relevant industry and professional developments, complies with applicable regulations and company policies, completes assigned compliance training, and participates in project meetings. Additional duties include secondary oversight of lobby services; managing personal banking, cash operations, and loan floor supervisors; providing daily oversight when the market supervisor/president is absent; and other duties assigned by management.

The role requires a bachelor's degree in a business-related field, at least three years of in-market experience and three years of commercial lending experience, and previous credit training. The employee must live within 30 minutes of the listed bank location. The job involves routine office work and equipment use, including an average of 6–8 hours per day on a computer when necessary. Extended hours and off-site travel may be required when requested by management.

Requirements

• Bachelor's degree in accounting, finance, economics, or a business-related field.
• Minimum of three years of in-market experience.
• Minimum of three years of commercial lending experience.
• Previous credit training.
• Sound knowledge of the field’s concepts, practices, and procedures.
• Strong knowledge of compliance with federal and state banking regulations.
• Strong knowledge of lending products and services, including required knowledge of SBA loans.
• Self-motivation, a strong work ethic, and the ability to handle high-pressure situations.
• Exceptional management, organizational, planning, time-management, and project-management skills.
• Excellent written, communication, and customer-relations skills.
• Ability to set strategic goals and ensure high-quality products and services.
• Proficiency in Microsoft Word, Excel, PowerPoint, and Outlook.
• Must live within 30 minutes of the bank’s listed location.
• Must be able to operate routine office equipment, including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators.
• Must be capable of regular, reliable, and timely attendance.
• Must be capable of climbing or descending stairs in an emergency.

Responsibilities

• Develop and manage a commercial loan portfolio for the bank.
• Focus on making high-quality C&I loans and owner-occupied CRE loans; knowledge of SBA loans is required.
• Act as a calling officer and prospect for new loans.
• Use credit and loan management skills to present new loans for approval and maintain the existing loan portfolio.
• Develop measurable goals and objectives focused on customer service and long-term profits.
• Work with management to formulate strategic goals for loan portfolio and net income growth, provide customer loan services, and cultivate relationships with potential customers.
• Keep abreast of industry and professional trends, products, and services relevant to the bank’s effectiveness and profitability.
• Support the positive image and growth of the bank.
• Comply with federal, state, and local regulations governing financial institutions and with company policies and procedures.
• Complete and pass required regulatory compliance training.
• Participate in project meetings.
• Provide secondary oversight of lobby services.
• Manage personal banking, cash operations, and loan floor supervisors.
• Provide daily oversight in the absence of the market supervisor/president.
• Perform additional duties and tasks assigned by management.

Benefits

• Competitive pay; starting salary depends on relevant experience and may vary by geographic location.
• Medical insurance.
• Dental insurance.
• Vision insurance.
• Life insurance.
• Health savings account option.
• Employee Assistance Program (EAP).
• Health rewards program.
• Retirement savings plan, including 401(k) and profit-sharing plans.
• Short- and long-term disability benefits.
• Education and training benefits.
• Discounts on banking products and services.
• Paid time off (PTO).
• Paid holidays.
• On-the-job training and continued educational opportunities.

What This Job Offers

• Job Type: Full-time
• Career Level: Manager