Life Insurance Specialist - Chattanooga, TN

AAA-The Auto Club Group•Chattanooga, TN

1d•$75,000 - $100,000•Onsite

About The Position

The Life Insurance Specialist drives growth as a Field Life Agent by building relationships, developing leads, and helping members protect their futures through Life, Health, Annuity, Membership, and Financial Services products. The role combines consultative sales, product knowledge, and customer service to identify needs, close sales, achieve production goals, and support member satisfaction. The specialist works primarily within an ACG branch and collaborates with branch partners to increase referrals and cross-selling opportunities. The position is based at 2396 Lifestyle Way, Suite 102, Chattanooga, Tennessee. The regular schedule is Monday through Friday, 8:30 a.m. to 5:30 p.m. The work is performed in a temperature-controlled office, with limited travel for community events. Irregular hours, including evenings and weekends, may be required. Compensation includes a guaranteed annual base pay of $25,000, plus commissions, with stated average earnings of $75,000–$100,000 and unlimited income potential. The position offers a $2,500 sign-on bonus, paid as $1,000 after 30 days of employment and $1,500 after 90 days. Benefits include medical, prescription, dental and vision coverage; employee assistance services; life and disability insurance options; retirement savings; HSA and FSA options; paid time off and holidays; leave programs; tuition assistance; certification reimbursement; adoption assistance; and a complimentary AAA membership.

Requirements

Active, valid state Life license.
Ability to take and pass LUTC or CLU coursework.
Maintain the Life and Health licenses required to sell products.
Valid state driver’s license.
Qualify for, obtain, and maintain all applicable state licenses and appointments required to sell and/or service Auto Club Group Membership products.
High school diploma or equivalent.
At least 2 years of experience with a proven record of successfully soliciting and selling life insurance products.
Experience selling intangible products.

Responsibilities

Solicit and sell Life and Health insurance and Annuity products, primarily within an ACG branch, under minimal supervision.
Develop leads and prospects for new accounts through phone calls, mailings, referrals, networking, website inquiries, and seminars.
Prepare proposals and close sales of Life, Health, Annuity, Membership, and Financial Services products.
Achieve established sales goals.
Maintain thorough knowledge of product features, marketing techniques, and sales techniques.
Use sound sales practices when working with customers.
Respond to customer inquiries and problems.
Build sales opportunities through customer engagement and follow-up.
Complete appropriate applications and forms.
Follow internal processing procedures to ensure transactions comply with company policies and practices.
Prepare reports documenting prospecting and sales activities.
Maintain specified production standards and persistency levels for required products.
Collaborate with branch colleagues to reach business goals and maximize leads, sales, and cross-sell opportunities.
Assist Underwriting and Brokerage Departments in satisfying requirements.

Benefits

$2,500 sign-on bonus, with $1,000 paid after 30 days and $1,500 after 90 days of employment.
Guaranteed annual base pay of $25,000 plus commissions; unlimited income potential and stated average earnings of $75,000–$100,000.
Medical plans, including HSA-eligible options, and prescription drug coverage.
Dental and vision benefits.
Employee Assistance Program.
Company-paid basic life insurance and optional supplemental life and dependent coverage.
Short-term and long-term disability coverage.
Critical illness, accident, and pet insurance options.
401(k) plan with company matching contributions and an additional company contribution, subject to the stated eligibility and vesting terms.
Health Savings Account and Flexible Spending Account options.
Accrual-based paid time off, with eligibility after 90 days.
Company-paid holidays, mental health day, floating holidays, and volunteer day, according to eligibility and business-unit schedules.
Paid parental, bereavement, jury duty, and military leave programs.
Tuition assistance of up to $5,250 annually, with 80% covered by ACG.
100% reimbursement for eligible professional certification programs.
Career development and advancement opportunities.
Adoption assistance program.
Complimentary AAA membership with roadside assistance and travel discounts.