Fully Remote Insurance Services Representative

AIL • Phoenix, AZ

8d • $80,000 - $100,000 • Remote

About The Position

AO Globe Life is hiring an Insurance Services Representative for a fully remote, mission-driven team serving clients throughout the United States. The role is suited to recent or soon-to-be graduates in business, marketing, or communications, as well as people who thrive in service-first environments. The company provides training, mentorship, licensing guidance, and ongoing professional development. Prior insurance experience is not required.

The representative conducts virtual client consultations, explains personalized supplemental benefit options, and supports clients through enrollment. The role also involves maintaining accurate digital records, following up promptly, and building long-term client relationships. This is a 100% remote independent contractor opportunity with commission-based, performance-driven compensation; it is not an hourly or salaried position. Candidates must complete required pre-licensing coursework, examinations, and state licensing requirements at their own expense and obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities. Licensing requirements, fees, compensation, and contractor terms may vary by state.

Candidates provide their own computer or laptop, webcam, reliable high-speed internet, and professional remote workspace, and must be prepared to complete training and participate in virtual meetings. The opportunity offers a flexible schedule, inbound leads rather than cold outreach, weekly performance-based pay, renewal-based income growth opportunities, and potential advancement into leadership. A 3% equity opportunity is available to those who qualify.

Requirements

• Be at least 18 years of age and legally eligible to work in the United States.
• Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
• Be organized, self-motivated, and comfortable working independently.
• Have confidence with virtual meetings and everyday digital tools.
• Have strong communication and interpersonal skills.
• Be service-minded, mission-driven, coachable, and interested in a performance-based career.
• No prior insurance experience is required.

Nice To Haves

• Recent or soon-to-be graduate in business, marketing, or communications.
• Prior customer service or consultative experience.
• Interest in professional growth and advancement.

Responsibilities

• Conduct virtual consultations with clients via Zoom.
• Walk individuals and families through personalized supplemental benefit options.
• Support the enrollment process from start to finish with professionalism.
• Keep digital records accurate and manage timely follow-up.
• Cultivate long-term client relationships.
• Deliver high-quality, client-focused service.
• Complete required training and participate in virtual meetings.
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.

Benefits

• Complete training and licensing support provided; required pre-licensing coursework, examinations, and state licensing costs are the candidate’s responsibility.
• Structured mentorship and ongoing professional development.
• Potential path into leadership.
• Equity opportunity of 3% for those who qualify.
• Monthly and quarterly performance bonuses.
• Flexible schedule.
• Inbound leads; no cold outreach.
• Weekly pay tied to performance.
• Renewal-based income growth opportunities.

What This Job Offers

• Education Level: No Education Listed