Fully Remote Insurance Enrollment Specialist

AIL•Sterling Heights, MI
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is seeking a Financial Protection Representative to help clients understand insurance choices for themselves and their families. The representative meets with clients virtually, identifies their needs, and explains life, accident, and supplemental health insurance options. This is a fully remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. No prior insurance experience is required; training, mentorship, licensing guidance, and ongoing professional development are provided. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and complete any required pre-licensing coursework, examinations, and state licensing requirements at their own expense. Candidates provide their own computer or laptop, webcam, reliable high-speed internet, and professional remote workspace.

Requirements

  • Strong verbal, written, and listening skills.
  • Professional, relationship-focused communication style.
  • Detail-oriented and organized.
  • Comfortable using computers and virtual communication systems.
  • Proactive problem-solving ability.
  • Able to work independently and within a collaborative team.
  • At least 18 years of age and legally eligible to work in the United States.
  • Provide own computer or laptop, webcam, reliable high-speed internet, and professional remote workspace.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
  • Self-motivated, coachable, and comfortable working independently.

Nice To Haves

  • No prior insurance experience is required; training, mentorship, licensing guidance, and ongoing professional development are provided.

Responsibilities

  • Connect with prospective clients through warm company-provided leads.
  • Schedule and conduct virtual needs-based appointments.
  • Learn about each client’s goals, concerns, and coverage priorities.
  • Explain insurance options and available benefits.
  • Answer client questions clearly and guide clients through next steps.
  • Follow up professionally and maintain strong client relationships.
  • Keep accurate documentation of client conversations.
  • Participate in team training and performance coaching.
  • Complete required training and participate in virtual meetings.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.

Benefits

  • Warm leads provided.
  • Weekly pay structure.
  • Unlimited earning potential.
  • Medical insurance premium reimbursement.
  • Online training and career development resources.
  • Daily coaching and mentorship.
  • Performance incentive programs.
  • No overhead expenses.
  • OPEIU Local 277 union representation.
  • Stable organization with a 70-year history focused on member satisfaction.
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