Fully Remote Account Services Representative

AIL•Newark, NJ
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is hiring an Account Services Representative for a fully remote, independent contractor opportunity serving clients nationwide. The role supports individuals and families as they consider personalized supplemental benefit options, with a focus on building client relationships and providing professional, client-centered service. Client meetings take place virtually over Zoom, and the position includes a steady flow of inbound client interest rather than cold outreach. The role includes structured training, mentorship, licensing guidance, and ongoing professional development. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and are responsible for applicable pre-licensing coursework, examinations, and state licensing requirements at their own expense. Compensation is commission-based and performance-driven, not hourly or salaried. Compensation, licensing requirements, fees, and contractor terms may vary by state and will be reviewed during hiring and onboarding.

Requirements

  • Be at least 18 years of age and legally eligible to work in the United States.
  • Provide a Windows laptop or PC with a webcam, reliable high-speed internet, and a professional remote workspace.
  • Have excellent interpersonal and communication abilities.
  • Be organized, self-motivated, comfortable working independently, and coachable.
  • Be comfortable using virtual tools and participating in video meetings.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.

Nice To Haves

  • Prior customer service or consultative experience is a plus but is not required.
  • Interest in helping people and supporting a purpose-driven mission.

Responsibilities

  • Build lasting client relationships.
  • Support the enrollment process from start to finish with professionalism.
  • Handle documentation accurately and follow up on outstanding items.
  • Participate in ongoing mentorship, professional development, and team training.
  • Walk individuals and families through personalized supplemental benefit options.
  • Deliver excellent, client-centered service.
  • Meet with clients virtually over Zoom to discuss their needs.
  • Complete required training and participate in virtual meetings.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.

Benefits

  • 100% remote work with flexible hours.
  • Collaborative, people-first team environment.
  • Inbound client interest with no cold outreach.
  • Income growth through renewals.
  • Equity opportunity of 3% for those who qualify.
  • Path toward leadership roles.
  • Full training and licensing support.
  • Weekly pay based on performance.
  • Monthly and quarterly bonus potential.
  • Mentorship and ongoing professional development.
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