Fully Remote Benefits Account Consultant

AIL•Albuquerque, NM

2d•$80,000 - $120,000•Remote

About The Position

The Benefits Account Consultant serves veterans and their families by providing guidance and support as they navigate life insurance and accidental benefit options. The role involves helping members understand supplemental benefit products and secure coverage to protect their loved ones and legacies. No prior insurance experience is required; training, mentorship, licensing guidance, and ongoing professional development are provided. This is a fully remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and must complete applicable pre-licensing coursework, examinations, and state requirements at their own expense. Specific licensing requirements, fees, compensation, and contractor terms may vary by state and are reviewed during hiring and onboarding.

Requirements

Be at least 18 years of age and legally eligible to work in the United States.
Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
Complete required training and participate in virtual meetings.
Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
Communicate effectively in writing and verbally.
Have computer experience and strong organizational and time-management skills.
Be self-motivated and detail-oriented.
Have a competitive sales drive.
Be able to qualify for a Life Insurance License.
Demonstrate excellent problem-solving and critical-thinking skills.
Work independently and in a team setting.
Be coachable and able to implement constructive criticism.

Nice To Haves

Sales experience is highly preferred.

Responsibilities

Make daily warm sales calls using the membership database.
Identify members’ financial needs and explain the importance and benefits of supplemental benefit products.
Provide excellent customer service and maintain member retention.
Communicate with members throughout the application process, providing updates, answering questions, addressing concerns, and offering support.
Provide support after policies are in place, including policy reviews, beneficiary updates, and claims assistance.
Follow regulatory requirements and ethical standards governing the sale and servicing of life insurance policies.