Fully Remote Benefits Account Consultant

AIL•Modesto, CA
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is hiring a Client Success Consultant to educate and support individuals and families reviewing insurance protection options. The consultant meets with clients virtually, identifies their priorities, and explains life, accident, and supplemental health insurance coverage clearly and professionally. The role offers a fully remote work environment, company-provided warm leads, structured training, and the opportunity to build a performance-based career. This is a 100% remote independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; it is not hourly or salaried. No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and pay for applicable pre-licensing coursework, examinations, and state licensing requirements. Licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed during hiring and onboarding. Candidates moving forward must be at least 18 and legally eligible to work in the United States. They must provide their own computer or laptop, webcam, reliable high-speed internet, and professional remote workspace, and complete required training and participate in virtual meetings. The opportunity is suited to self-motivated, coachable people comfortable working independently and interested in professional growth and advancement. The organization states that it provides equal opportunity without regard to protected characteristics under applicable law.

Requirements

  • Excellent written, verbal, and listening skills.
  • Professional, client-centered communication style.
  • Strong attention to detail and organization.
  • Comfort using online systems and virtual platforms.
  • Dependable, coachable, and goal-oriented.
  • Ability to work independently while remaining engaged with a team.
  • At least 18 years of age and legally eligible to work in the United States.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and professional remote workspace.
  • Complete required training and participate in virtual meetings.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.

Nice To Haves

  • No prior insurance experience is required.
  • Self-motivation and interest in a performance-based career with professional growth and advancement opportunities.

Responsibilities

  • Connect with prospective clients through provided warm leads.
  • Schedule virtual client appointments.
  • Conduct needs-based coverage discussions.
  • Educate clients about insurance products and available benefits.
  • Answer questions and provide professional guidance.
  • Follow up with clients to maintain a positive experience.
  • Maintain accurate records and client documentation.
  • Attend training, coaching, and team meetings.

Benefits

  • Company-provided warm leads
  • Weekly paychecks
  • Unlimited earning potential
  • Medical insurance premium reimbursement
  • Online training and development resources
  • Daily mentorship and leadership support
  • Performance incentives
  • No business overhead costs
  • OPEIU Local 277 union representation
  • Structured training and licensing guidance
  • Ongoing professional development
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