Fully Remote Benefits Advisor

AIL•Phoenix, AZ
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is seeking a Financial Services Associate to help clients explore insurance protection options for themselves and their families. In this fully remote, independent contractor role, you will connect with prospective clients, conduct virtual needs-based conversations, and explain available life, supplemental health, and accident insurance coverage. The company provides warm leads, tools, training, mentorship, and licensing guidance. Compensation is commission-based and performance-driven, not hourly or salaried. No prior insurance experience is required. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and pay for applicable pre-licensing coursework, examinations, and state licensing requirements. Specific licensing requirements, fees, compensation, and contractor terms may vary by state.

Requirements

  • Strong written, verbal, and listening skills
  • Professional and client-centered communication style
  • Ability to build rapport and trust with clients
  • Strong organization and attention to detail
  • Comfortable using technology and virtual communication platforms
  • Ability to work independently and as part of a team
  • At least 18 years of age and legally eligible to work in the United States
  • Provide a personal computer or laptop, webcam, reliable high-speed internet, and professional remote workspace
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense
  • Self-motivated and coachable, comfortable working independently, and interested in a performance-based career

Nice To Haves

  • No prior insurance experience is required; training, mentorship, licensing guidance, and ongoing professional development are provided.

Responsibilities

  • Contact prospective clients using company-provided warm leads
  • Schedule and conduct virtual consultations
  • Identify client needs through professional conversations
  • Explain available insurance products and benefits
  • Help clients understand coverage and next steps
  • Provide timely follow-up and responsive support
  • Maintain accurate client information and records
  • Participate in coaching, training, and team development
  • Complete required training and participate in virtual meetings
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities

Benefits

  • Warm leads provided
  • Weekly compensation
  • Unlimited earning potential
  • Medical insurance premium reimbursement
  • Industry-leading online training
  • Daily coaching and mentorship
  • Performance-based incentive programs
  • No overhead costs
  • OPEIU Local 277 union representation
  • Stable career opportunity with a 70-year history of serving members and families
  • Fully remote opportunity
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